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Paycloud HoldingsTSE:4015 +0.19%73 EV-to-EBITDA is 4.70 as of Sep. 01, 2026, which is 75% below its 10-year median of 19.18. GuruFocus rates TSE:4015 with a GF Score™ of 73/100 and a GF Value™ of 円900.15 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,955 Software companies, Paycloud Holdings ranks better than 81.43% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Paycloud Holdings's enterprise value is 円5,325 Mil.
Paycloud Holdings's EBITDA for the trailing twelve months (TTM) ended in Feb. 2026 was 円1,133 Mil. Therefore, Paycloud Holdings's EV-to-EBITDA for today is 4.70.
The historical rank and industry rank for Paycloud Holdings's EV-to-EBITDA or its related term are showing as below:
TSE:4015'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -26.94 Med: 19.18 Max: 518.42
Current: 4.7
During the past 8 years, the highest EV-to-EBITDA of Paycloud Holdings was 518.42. The lowest was -26.94. And the median was 19.18.
TSE:4015's EV-to-EBITDA is ranked better than 81.43% of 1955
companies
in the Software industry
Industry Median: 10.52
vs TSE:4015: 4.70
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Paycloud Holdings's PE Ratio (TTM) for today is calculated as:
Paycloud Holdings's share price for today is 円526.00.
Paycloud Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円8.320.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Paycloud Holdings's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:4015 vs CRM, SHOP, UBER: EV-to-EBITDA Comparison
For the Software - Application subindustry, Paycloud Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paycloud Holdings EV-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Paycloud Holdings's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Paycloud Holdings's EV-to-EBITDA falls into.
Paycloud Holdings's current Enterprise Value is 円5,325 Mil.
Paycloud Holdings's EBITDA for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円1,133 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paycloud Holdings (TSE:4015) has a EV-to-EBITDA of 4.70 as of Sep. 01, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Paycloud Holdings. This is 75% below median its historical median of 19.18. According to the industry distribution chart, Paycloud Holdings ranks #363 out of 1955 companies in the Software industry, placing it in the top 18.6%.
Is Paycloud Holdings' EV-to-EBITDA too high?
Paycloud Holdings' current EV-to-EBITDA of 4.70 is 75% below median its 10-year median of 19.18. The Software industry median EV-to-EBITDA is 10.52. Paycloud Holdings' value of 4.70 is 55.3% below this industry median. Based on the distribution chart, Paycloud Holdings ranks #363 out of 1955 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Paycloud Holdings has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycloud Holdings' EV-to-EBITDA compare to CRM and SHOP?
According to the Software industry distribution chart, Paycloud Holdings ranks #363 out of 1955 companies for EV-to-EBITDA. This places Paycloud Holdings in the top 19% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 10.52. Paycloud Holdings' value of 4.70 is 55.3% below this benchmark. While the company's 10-year median is 19.18 vs. the industry median of 10.52, Paycloud Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.52, based on 1,955 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paycloud Holdings's current EV-to-EBITDA of 4.70 is 55.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Paycloud Holdings. For the Software industry, the median EV-to-EBITDA is 10.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paycloud Holdings's current EV-to-EBITDA is 4.70, which is 75% below median its own 10-year median of 19.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycloud Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paycloud Holdings (TSE:4015) is currently considered Significantly Undervalued. The stock's GF Value™ is 円900.15, compared to a current price of 円526.00 — trading 41.6% below its estimated fair value. The current EV-to-EBITDA is 4.70, which is 75% below median its 10-year median of 19.18 and 55.3% below the Software industry median of 10.52. Paycloud Holdings' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Paycloud Holdings (TSE:4015), the current EV-to-EBITDA is 4.70 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paycloud Holdings (TSE:4015) Overvalued in 2026?
Based on GuruFocus' analysis, Paycloud Holdings stock appears to be undervalued.
The current stock price of 円526.00 is trading 41.6% below its estimated GF Value™ of 円900.15.
GuruFocus considers Paycloud Holdings to be Significantly Undervalued.
Key valuation signals for TSE:4015:
EV-to-EBITDA: 4.70 (75% below median its 10-year median of 19.18)
GF Value™: 円900.15 vs. price of 円526.00 (41.6% below fair value)
Industry Position: 55.3% below the Software median (#363 of 1955)
No single metric tells the full story. See the TSE:4015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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