Challenger (ASX:CGF) Days Payable: 0.00 (As of Dec. 2025)


ASX:CGF Challenger Ltd ASX:CGF
58 GF Score
Price A$9.75
GF Value A$4.09
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Challenger Days Payable?

Challenger ASX:CGF -0.71% 58 Days Payable is 0.00 as of Dec. 2025. GuruFocus rates ASX:CGF with a GF Score™ of 58/100 and a GF Value™ of A$4.09 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 53 Insurance companies, Challenger ranks worse than 1886790.57% on this metric.

Challenger's average Accounts Payable for the six months ended in Dec. 2025 was A$723 Mil. Challenger's Cost of Goods Sold for the six months ended in Dec. 2025 was A$0 Mil.

The historical rank and industry rank for Challenger's Days Payable or its related term are showing as below:

ASX:CGF's Days Payable is not ranked *
in the Insurance industry.
Industry Median: 59.72
* Ranked among companies with meaningful Days Payable only.

Challenger's Days Payable stayed the same from Dec. 2024 (0.00) to Dec. 2025 (0.00).


Challenger Days Payable Historical Data

* Premium members only.

The historical data trend for Challenger's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Challenger Days Payable Chart

Challenger Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Challenger Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASX:CGF vs AFL, MET, PRU: Days Payable Comparison

For the Insurance - Life subindustry, Challenger's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Challenger Days Payable vs Insurance Industry

For the Insurance industry and Financial Services sector, Challenger's Days Payable distribution charts can be found below:

* The bar in red indicates where Challenger's Days Payable falls into.


ASX:CGF
58GF Score
Challenger Ltd ASX:CGF
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Challenger Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Challenger's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (1153.8 + 849.9) / 2 ) / 0*365
=1001.85 / 0*365
=N/A

Challenger's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (849.9 + 596.7) / 2 ) / 0*365 / 2
=723.3 / 0*365 / 2
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 0.00 mean?
Challenger (ASX:CGF) has a Days Payable of 0.00 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Challenger and its competitors. According to the industry distribution chart, Challenger ranks #999999 out of 53 companies in the Insurance industry.
Is Challenger's Days Payable too high?
Challenger's current Days Payable is 0.00. Based on the distribution chart, Challenger ranks #999999 out of 53 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Challenger has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Challenger's Days Payable compare to AFL and MET?
According to the Insurance industry distribution chart, Challenger ranks #999999 out of 53 companies for Days Payable. This places Challenger in the lower half of its industry. The industry median Days Payable is 59.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 59.72, based on 53 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Challenger and its competitors. For the Insurance industry, the median Days Payable is 59.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challenger's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Based on GuruFocus' analysis, Challenger (ASX:CGF) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.09, compared to a current price of A$9.75 — trading 138.4% above its estimated fair value. The current Days Payable is 0.00. Challenger's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Challenger (ASX:CGF), the current Days Payable is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Challenger (ASX:CGF) Overvalued in 2026?

Based on GuruFocus' analysis, Challenger stock appears to be overvalued. The current stock price of A$9.75 is trading 138.4% above its estimated GF Value™ of A$4.09. GuruFocus considers Challenger to be Significantly Overvalued.

Key valuation signals for ASX:CGF:

  • Days Payable: 0.00
  • GF Value™: A$4.09 vs. price of A$9.75 (138.4% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the ASX:CGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Challenger Business Description

Address 5 Martin Place, Level 2, Sydney, NSW, AUS, 2000
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
58GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$9.75
Price
A$4.09
GF Value