Challenger (ASX:CGF) Tax Provision: A$-196 Mil (TTM As of Dec. 2025)


ASX:CGF Challenger Ltd ASX:CGF
59 GF Score
Price A$10.33
GF Value A$4.00
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Challenger Tax Provision?

Challenger ASX:CGF 59 Tax Provision is A$-196 Mil as of Dec. 2025. GuruFocus rates ASX:CGF with a GF Score™ of 59/100 and a GF Value™ of A$4.00 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Challenger's tax provision for the six months ended in Dec. 2025 was A$-144 Mil. Its tax provision for the trailing twelve months (TTM) ended in Dec. 2025 was A$-196 Mil.

Challenger Tax Provision Historical Data

* Premium members only.

The historical data trend for Challenger's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Challenger Tax Provision Chart

Challenger Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -238.30 -103.60 -112.50 -55.20 -83.00

Challenger Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -25.50 -29.70 -31.40 -51.60 -144.40
ASX:CGF
59GF Score
Challenger Ltd ASX:CGF
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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Challenger Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-196 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of A$-196 Mil mean?
Challenger (ASX:CGF) has a Tax Provision of A$-196 Mil as of Dec. 2025. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Challenger and its competitors.
Is Challenger's Tax Provision too high?
Challenger's current Tax Provision is A$-196 Mil. Overall, Challenger has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Challenger's Tax Provision compare to AFL and MET?
Challenger's Tax Provision of A$-196 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for an Insurance company?
A good Tax Provision depends on the Insurance industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Challenger and its competitors. Challenger's current Tax Provision is A$-196 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Based on GuruFocus' analysis, Challenger (ASX:CGF) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.00, compared to a current price of A$10.33 — trading 158.3% above its estimated fair value. The current Tax Provision is A$-196 Mil. Challenger's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For Challenger (ASX:CGF), the current Tax Provision is A$-196 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Challenger (ASX:CGF) Overvalued in 2026?

Based on GuruFocus' analysis, Challenger stock appears to be overvalued. The current stock price of A$10.33 is trading 158.3% above its estimated GF Value™ of A$4.00. GuruFocus considers Challenger to be Significantly Overvalued.

Key valuation signals for ASX:CGF:

  • Tax Provision: A$-196 Mil
  • GF Value™: A$4.00 vs. price of A$10.33 (158.3% above fair value)
  • GF Score™: 59/100 with 9 warning signs

No single metric tells the full story. See the ASX:CGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Challenger Business Description

Address 5 Martin Place, Level 2, Sydney, NSW, AUS, 2000
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
59GF Score

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Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$10.33
Price
A$4.00
GF Value