Challenger (ASX:CGF) 5-Year EBITDA Growth Rate: 0.00% (As of Dec. 2025)

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ASX:CGF Challenger Ltd ASX:CGF
55 GF Score
Price A$9.81
GF Value A$4.02
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Challenger 5-Year EBITDA Growth Rate?

Challenger ASX:CGF +1.45% 55 5-Year EBITDA Growth Rate is 0.00% as of Dec. 2025. GuruFocus rates ASX:CGF with a GF Score™ of 55/100 and a GF Value™ of A$4.02 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Challenger's EBITDA per Share for the six months ended in Dec. 2025 was A$0.95.

During the past 12 months, Challenger's average EBITDA Per Share Growth Rate was 14.70% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 43.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Challenger was 78.90% per year. The lowest was -23.60% per year. And the median was -0.60% per year.


Challenger  (ASX:CGF) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.


Challenger 5-Year EBITDA Growth Rate Related Terms


ASX:CGF vs AFL, MET, PRU: 5-Year EBITDA Growth Rate Comparison

For the Insurance - Life subindustry, Challenger's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Challenger 5-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Challenger's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Challenger's 5-Year EBITDA Growth Rate falls into.


ASX:CGF
55GF Score
Challenger Ltd ASX:CGF
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Challenger 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 0.00% mean?
Challenger (ASX:CGF) has a 5-Year EBITDA Growth Rate of 0.00% as of Dec. 2025. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Challenger and its competitors.
Is Challenger's 5-Year EBITDA Growth Rate too high?
Challenger's current 5-Year EBITDA Growth Rate is 0.00%. Overall, Challenger has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Challenger's 5-Year EBITDA Growth Rate compare to AFL and MET?
Challenger's 5-Year EBITDA Growth Rate of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for an Insurance company?
A good 5-Year EBITDA Growth Rate depends on the Insurance industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Challenger and its competitors. Challenger's current 5-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Based on GuruFocus' analysis, Challenger (ASX:CGF) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.02, compared to a current price of A$9.81 — trading 144% above its estimated fair value. The current 5-Year EBITDA Growth Rate is 0.00%. Challenger's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Challenger (ASX:CGF), the current 5-Year EBITDA Growth Rate is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Challenger (ASX:CGF) Overvalued in 2026?

Based on GuruFocus' analysis, Challenger stock appears to be overvalued. The current stock price of A$9.81 is trading 144% above its estimated GF Value™ of A$4.02. GuruFocus considers Challenger to be Significantly Overvalued.

Key valuation signals for ASX:CGF:

  • 5-Year EBITDA Growth Rate: 0.00%
  • GF Value™: A$4.02 vs. price of A$9.81 (144% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the ASX:CGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Challenger Business Description

Address 5 Martin Place, Level 2, Sydney, NSW, AUS, 2000
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
55GF Score

Get the complete analysis for ASX:CGF

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$9.81
Price
A$4.02
GF Value