Challenger (ASX:CGF) Net Interest Income: A$647 Mil (TTM As of Jun. 2026)

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ASX:CGF Challenger Ltd ASX:CGF
58 GF Score
Price A$9.71
GF Value A$5.65
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Challenger Net Interest Income?

Challenger ASX:CGF -1.02% 58 Net Interest Income is A$647 Mil as of Jun. 2026. GuruFocus rates ASX:CGF with a GF Score™ of 58/100 and a GF Value™ of A$5.65 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Challenger's net interest income for the six months ended in Jun. 2026 was A$881 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was A$647 Mil.

Challenger Net Interest Income Related Terms

Challenger Net Interest Income Historical Data

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The historical data trend for Challenger's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Challenger Net Interest Income Chart

Challenger Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 965.90 433.60 489.40 455.80 647.10

Challenger Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 863.60 -467.40 923.20 -233.40 880.50
ASX:CGF
58GF Score
Challenger Ltd ASX:CGF
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Challenger Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$647 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of A$647 Mil mean?
Challenger (ASX:CGF) has a Net Interest Income of A$647 Mil as of Jun. 2026.
Is Challenger's Net Interest Income too high?
Challenger's current Net Interest Income is A$647 Mil. Overall, Challenger has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Challenger's Net Interest Income compare to MET and AFL?
Challenger's Net Interest Income of A$647 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for an Insurance company?
A good Net Interest Income depends on the Insurance industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Challenger's current Net Interest Income is A$647 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Based on GuruFocus' analysis, Challenger (ASX:CGF) is currently considered Significantly Overvalued. The stock's GF Value™ is A$5.65, compared to a current price of A$9.71 — trading 71.9% above its estimated fair value. The current Net Interest Income is A$647 Mil. Challenger's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Challenger (ASX:CGF), the current Net Interest Income is A$647 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Challenger (ASX:CGF) Overvalued in 2026?

Based on GuruFocus' analysis, Challenger stock appears to be overvalued. The current stock price of A$9.71 is trading 71.9% above its estimated GF Value™ of A$5.65. GuruFocus considers Challenger to be Significantly Overvalued.

Key valuation signals for ASX:CGF:

  • Net Interest Income: A$647 Mil
  • GF Value™: A$5.65 vs. price of A$9.71 (71.9% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the ASX:CGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Challenger Business Description

Address 5 Martin Place, Level 2, Sydney, NSW, AUS, 2000
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
58GF Score

Get the complete analysis for ASX:CGF

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$9.71
Price
A$5.65
GF Value