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PB FintechBOM:543390 +0.59%83 Days Payable is 61.47 as of Mar. 2026, which is 28% below its 10-year median of 85.10. GuruFocus rates BOM:543390 with a GF Score™ of 83/100 and a GF Value™ of ₹2,469.97 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 56 Insurance companies, PB Fintech ranks better than 50% on this metric.
PB Fintech's average Accounts Payable for the
three
months ended in Mar. 2026 was ₹4,711 Mil. PB Fintech's Cost of Goods Sold for the
three
months ended in Mar. 2026 was ₹6,993 Mil.
Hence, PB Fintech's Days Payable for the
three
months ended in Mar. 2026 was 61.47.
The historical rank and industry rank for PB Fintech's Days Payable or its related term are showing as below:
BOM:543390'
s Days Payable Range Over the Past 10 Years
Min: 56.89 Med: 85.1 Max: 101.91
Current: 59.72
During the past 8 years, PB Fintech's highest Days Payable was 101.91. The lowest was 56.89. And the median was 85.10.
BOM:543390's Days Payable is ranked better than 50% of 56
companies
in the Insurance industry
Industry Median: 58.52
vs BOM:543390: 59.72
PB Fintech's Days Payable
declined
from Mar. 2025 (65.88) to Mar. 2026 (61.47).
It may suggest that PB Fintechaccelerated paying its suppliers.
PB Fintech Days Payable Related Terms
PB Fintech Days Payable Historical Data
* Premium members only.
The historical data trend for PB Fintech's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543390 vs MRSH, AON, AJG: Days Payable Comparison
For the Insurance Brokers subindustry, PB Fintech's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PB Fintech Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, PB Fintech's Days Payable distribution charts can be found below:
* The bar in red indicates where PB Fintech's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PB Fintech's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PB Fintech (BOM:543390) has a Days Payable of 61.47 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PB Fintech and its competitors. This is 28% below median its historical median of 85.10. Over the past decade, PB Fintech's Days Payable has ranged from 56.89 to 101.91. According to the industry distribution chart, PB Fintech ranks #28 out of 56 companies in the Insurance industry, placing it in the top 50%.
Is PB Fintech's Days Payable too high?
PB Fintech's current Days Payable of 61.47 is 28% below median its 10-year median of 85.10. Over the past 10 years, this metric has ranged from a low of 56.89 to a high of 101.91. The Insurance industry median Days Payable is 58.52. PB Fintech's value of 61.47 is 5% above this industry median. Based on the distribution chart, PB Fintech ranks #28 out of 56 companies in the Insurance industry, which is above the industry midpoint. Overall, PB Fintech has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PB Fintech's Days Payable compare to MRSH and AON?
According to the Insurance industry distribution chart, PB Fintech ranks #28 out of 56 companies for Days Payable. This puts PB Fintech in the upper half of its industry. The industry median Days Payable is 58.52. PB Fintech's value of 61.47 is 5% above this benchmark. Historically, PB Fintech's own Days Payable has ranged from 56.89 to 101.91 over the past decade. While the company's 10-year median is 85.10 vs. the industry median of 58.52, PB Fintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 58.52, based on 56 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PB Fintech's current Days Payable of 61.47 is 5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PB Fintech and its competitors. For the Insurance industry, the median Days Payable is 58.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PB Fintech's current Days Payable is 61.47, which is 28% below median its own 10-year median of 85.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Fintech stock overvalued right now?
Based on GuruFocus' analysis, PB Fintech (BOM:543390) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,469.97, compared to a current price of ₹1,583.55 — trading 35.9% below its estimated fair value. The current Days Payable is 61.47, which is 28% below median its 10-year median of 85.10 and 5% above the Insurance industry median of 58.52. PB Fintech's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PB Fintech (BOM:543390), the current Days Payable is 61.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PB Fintech (BOM:543390) Overvalued in 2026?
Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued.
The current stock price of ₹1,583.55 is trading 35.9% below its estimated GF Value™ of ₹2,469.97.
GuruFocus considers PB Fintech to be Possible Value Trap.
Key valuation signals for BOM:543390:
Days Payable: 61.47 (28% below median its 10-year median of 85.10)
GF Value™: ₹2,469.97 vs. price of ₹1,583.55 (35.9% below fair value)
Industry Position: 5% above the Insurance median (#28 of 56)
No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
83GF Score
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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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