EBITDA Margin % is calculated as EBITDA divided by its Revenue. PB Fintech's EBITDA for the
three
months ended in Mar. 2026 was ₹3,166 Mil. PB Fintech's Revenue for the
three
months ended in Mar. 2026 was ₹20,613 Mil. Therefore, PB Fintech's EBITDA margin for the quarter that ended in Mar. 2026 was 15.36%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
PB Fintech EBITDA Margin % Related Terms
PB Fintech EBITDA Margin % Historical Data
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The historical data trend for PB Fintech's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543390 vs MRSH, AON, AJG: EBITDA Margin % Comparison
For the Insurance Brokers subindustry, PB Fintech's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PB Fintech EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PB Fintech's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where PB Fintech's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PB Fintech (BOM:543390) has a EBITDA Margin % of 15.36% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PB Fintech and its competitors. According to the industry distribution chart, PB Fintech ranks #213 out of 372 companies in the Insurance industry, placing it in the top 57.3%.
Is PB Fintech's EBITDA Margin % too high?
PB Fintech's current EBITDA Margin % is 15.36%. The Insurance industry median EBITDA Margin % is 14.80. PB Fintech's value of 15.36% is 3.8% above this industry median. Based on the distribution chart, PB Fintech ranks #213 out of 372 companies in the Insurance industry, which is below the industry midpoint. Overall, PB Fintech has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PB Fintech's EBITDA Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, PB Fintech ranks #213 out of 372 companies for EBITDA Margin %. This places PB Fintech in the lower half of its industry. The industry median EBITDA Margin % is 14.80. PB Fintech's value of 15.36% is 3.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.80, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PB Fintech's current EBITDA Margin % of 15.36% is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PB Fintech and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PB Fintech's current EBITDA Margin % is 15.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Fintech stock overvalued right now?
Based on GuruFocus' analysis, PB Fintech (BOM:543390) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,432.03, compared to a current price of ₹1,684.60 — trading 30.7% below its estimated fair value. The current EBITDA Margin % is 15.36% and 3.8% above the Insurance industry median of 14.80. PB Fintech's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PB Fintech (BOM:543390), the current EBITDA Margin % is 15.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PB Fintech (BOM:543390) Overvalued in 2026?
Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued.
The current stock price of ₹1,684.60 is trading 30.7% below its estimated GF Value™ of ₹2,432.03.
GuruFocus considers PB Fintech to be Possible Value Trap.
Key valuation signals for BOM:543390:
EBITDA Margin %: 15.36%
GF Value™: ₹2,432.03 vs. price of ₹1,684.60 (30.7% below fair value)
Industry Position: 3.8% above the Insurance median (#213 of 372)
No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
82GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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