PB Fintech (BOM:543390) ROE % Adjusted to Book Value: 1.58% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543390 PB Fintech Ltd BOM:543390
83 GF Score
Price ₹1,566.85
GF Value ₹2,471.76
Valuation Possible Value Trap
! 4 Warning Signs
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What is PB Fintech ROE % Adjusted to Book Value?

PB Fintech BOM:543390 -1.05% 83 ROE % Adjusted to Book Value is 1.58% as of Mar. 2026. GuruFocus rates BOM:543390 with a GF Score™ of 83/100 and a GF Value™ of ₹2,471.76 (Possible Value Trap). The stock has 4 warning signs investors should review.

PB Fintech's ROE % for the quarter that ended in Mar. 2026 was 14.28%. PB Fintech's PB Ratio for the quarter that ended in Mar. 2026 was 9.02. PB Fintech's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 1.58%.


PB Fintech ROE % Adjusted to Book Value Related Terms


PB Fintech ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for PB Fintech's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PB Fintech ROE % Adjusted to Book Value Chart

PB Fintech Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial -4.00 -1.72 0.14 0.51 1.08

PB Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.00 0.69 0.00 1.58

BOM:543390 vs MRSH, AON, AJG: ROE % Adjusted to Book Value Comparison

For the Insurance Brokers subindustry, PB Fintech's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PB Fintech ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, PB Fintech's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PB Fintech's ROE % Adjusted to Book Value falls into.


BOM:543390
83GF Score
PB Fintech Ltd BOM:543390
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PB Fintech ROE % Adjusted to Book Value Calculation

PB Fintech's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.75% / 9.02
=1.08%

PB Fintech's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.28% / 9.02
=1.58%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 1.58% mean?
PB Fintech (BOM:543390) has a ROE % Adjusted to Book Value of 1.58% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PB Fintech and its competitors.
Is PB Fintech's ROE % Adjusted to Book Value too high?
PB Fintech's current ROE % Adjusted to Book Value is 1.58%. Overall, PB Fintech has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PB Fintech's ROE % Adjusted to Book Value compare to MRSH and AON?
PB Fintech's ROE % Adjusted to Book Value of 1.58% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PB Fintech and its competitors. PB Fintech's current ROE % Adjusted to Book Value is 1.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Fintech stock overvalued right now?
Based on GuruFocus' analysis, PB Fintech (BOM:543390) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,471.76, compared to a current price of ₹1,566.85 — trading 36.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 1.58%. PB Fintech's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PB Fintech (BOM:543390), the current ROE % Adjusted to Book Value is 1.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PB Fintech (BOM:543390) Overvalued in 2026?

Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued. The current stock price of ₹1,566.85 is trading 36.6% below its estimated GF Value™ of ₹2,471.76. GuruFocus considers PB Fintech to be Possible Value Trap.

Key valuation signals for BOM:543390:

  • ROE % Adjusted to Book Value: 1.58%
  • GF Value™: ₹2,471.76 vs. price of ₹1,566.85 (36.6% below fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PB Fintech Business Description

Other Exchanges POLICYBZR:India
Address Sector 44, Plot No. 119, Gurugram, HR, IND, 122001
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
83GF Score

Get the complete analysis for BOM:543390

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,566.85
Price
₹2,471.76
GF Value