PB Fintech (BOM:543390) GF Score: 80/100 (As of Aug. 04, 2026) — 300% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543390 PB Fintech Ltd BOM:543390
80 GF Score
Price ₹1,628.70
GF Value ₹2,492.88
Valuation Possible Value Trap
! 4 Warning Signs
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What is PB Fintech GF Score?

PB Fintech BOM:543390 +1.76% 80 GF Score is 80 as of Aug. 04, 2026, which is 300% above its 10-year median of 20.00. GuruFocus rates BOM:543390 with a GF Score™ of 80/100 and a GF Value™ of ₹2,492.88 (Possible Value Trap). The stock has 4 warning signs investors should review.

PB Fintech has the GF Score of 80, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 9/10
2. Profitability Rank : 4/10
3. Growth Rank : 9/10
4. GF Value Rank : 8/10
5. Momentum Rank : 5/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes PB Fintech is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


PB Fintech  (BOM:543390) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


PB Fintech GF Score Related Terms


BOM:543390 vs MRSH, AON, AJG: GF Score Comparison

For the Insurance Brokers subindustry, PB Fintech's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PB Fintech GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, PB Fintech's GF Score distribution charts can be found below:

* The bar in red indicates where PB Fintech's GF Score falls into.


BOM:543390
80GF Score
PB Fintech Ltd BOM:543390
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 80 mean?
PB Fintech (BOM:543390) has a GF Score of 80 as of Aug. 04, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PB Fintech and its competitors. This is 300% above median its historical median of 20.00. Over the past decade, PB Fintech's GF Score has ranged from 6.00 to 84.00.
Is PB Fintech's GF Score too high?
PB Fintech's current GF Score of 80 is 300% above median its 10-year median of 20.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 84.00. Overall, PB Fintech has a GF Score™ of 80/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PB Fintech's GF Score compare to MRSH and AON?
PB Fintech's GF Score of 80 can be compared against companies in the Insurance industry. Historically, PB Fintech's own GF Score has ranged from 6.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PB Fintech and its competitors. PB Fintech's current GF Score is 80, which is 300% above median its own 10-year median of 20.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Fintech stock overvalued right now?
Based on GuruFocus' analysis, PB Fintech (BOM:543390) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,492.88, compared to a current price of ₹1,628.70 — trading 34.7% below its estimated fair value. The current GF Score is 80, which is 300% above median its 10-year median of 20.00. PB Fintech's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PB Fintech (BOM:543390), the current GF Score is 80 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PB Fintech (BOM:543390) Overvalued in 2026?

Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued. The current stock price of ₹1,628.70 is trading 34.7% below its estimated GF Value™ of ₹2,492.88. GuruFocus considers PB Fintech to be Possible Value Trap.

Key valuation signals for BOM:543390:

  • GF Score: 80 (300% above median its 10-year median of 20.00)
  • GF Value™: ₹2,492.88 vs. price of ₹1,628.70 (34.7% below fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PB Fintech Business Description

Other Exchanges POLICYBZR:India
Address Sector 44, Plot No. 119, Gurugram, HR, IND, 122001
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
80GF Score

Get the complete analysis for BOM:543390

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,628.70
Price
₹2,492.88
GF Value