FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PB Fintech's Free Cash Flow for the
three
months ended in Mar. 2026 was ₹0 Mil. PB Fintech's Revenue for the
three
months ended in Mar. 2026 was ₹20,613 Mil. Therefore, PB Fintech's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for PB Fintech's FCF Margin % or its related term are showing as below:
BOM:543390'
s FCF Margin % Range Over the Past 10 Years
Min: -112.33 Med: -9.95 Max: 2.58
Current: -0.57
During the past 8 years, the highest FCF Margin % of PB Fintech was 2.58%. The lowest was -112.33%. And the median was -9.95%.
BOM:543390's FCF Margin % is ranked worse than 77.67% of 506
companies
in the Insurance industry
Industry Median: 9.63
vs BOM:543390: -0.57
PB Fintech FCF Margin % Related Terms
PB Fintech FCF Margin % Historical Data
* Premium members only.
The historical data trend for PB Fintech's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543390 vs MRSH, AON, AJG: FCF Margin % Comparison
For the Insurance Brokers subindustry, PB Fintech's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PB Fintech FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PB Fintech's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PB Fintech's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PB Fintech (BOM:543390) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PB Fintech and its competitors. According to the industry distribution chart, PB Fintech ranks #393 out of 506 companies in the Insurance industry, placing it in the top 77.7%.
Is PB Fintech's FCF Margin % too high?
PB Fintech's current FCF Margin % is 0.00%. Based on the distribution chart, PB Fintech ranks #393 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PB Fintech has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PB Fintech's FCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, PB Fintech ranks #393 out of 506 companies for FCF Margin %. This places PB Fintech in the lower half of its industry. The industry median FCF Margin % is 9.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PB Fintech and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PB Fintech's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Fintech stock overvalued right now?
Based on GuruFocus' analysis, PB Fintech (BOM:543390) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,432.03, compared to a current price of ₹1,684.60 — trading 30.7% below its estimated fair value. The current FCF Margin % is 0.00%. PB Fintech's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PB Fintech (BOM:543390), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PB Fintech (BOM:543390) Overvalued in 2026?
Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued.
The current stock price of ₹1,684.60 is trading 30.7% below its estimated GF Value™ of ₹2,432.03.
GuruFocus considers PB Fintech to be Possible Value Trap.
Key valuation signals for BOM:543390:
FCF Margin %: 0.00%
GF Value™: ₹2,432.03 vs. price of ₹1,684.60 (30.7% below fair value)
No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
82GF Score
Get the complete analysis for BOM:543390
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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