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PB FintechBOM:543390 +1.30%83 PS Ratio is 10.35 as of Aug. 11, 2026, which is 28% below its 10-year median of 14.30. GuruFocus rates BOM:543390 with a GF Score™ of 83/100 and a GF Value™ of ₹2,487.46 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 505 Insurance companies, PB Fintech ranks worse than 95.64% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PB Fintech's share price is ₹1631.00.
PB Fintech's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹157.60. Hence, PB Fintech's PS Ratio for today is 10.35.
Good Sign:
PB Fintech Ltd stock PS Ratio (=10.35) is close to 3-year low of 9.76.
The historical rank and industry rank for PB Fintech's PS Ratio or its related term are showing as below:
BOM:543390'
s PS Ratio Range Over the Past 10 Years
Min: 7.86 Med: 14.3 Max: 59.81
Current: 10.35
During the past 8 years, PB Fintech's highest PS Ratio was 59.81. The lowest was 7.86. And the median was 14.30.
BOM:543390's PS Ratio is ranked worse than 95.64% of 505
companies
in the Insurance industry
Industry Median: 1.17
vs BOM:543390: 10.35
During the past 12 months, the average Revenue per Share Growth Rate of PB Fintech was 37.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 36.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 43.50% per year.
During the past 8 years, PB Fintech's highest 3-Year average Revenue per Share Growth Rate was 49.60% per year. The lowest was 36.60% per year. And the median was 45.80% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
PB Fintech PS Ratio Related Terms
PB Fintech PS Ratio Historical Data
* Premium members only.
The historical data trend for PB Fintech's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, PB Fintech's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PB Fintech PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PB Fintech's PS Ratio distribution charts can be found below:
* The bar in red indicates where PB Fintech's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PB Fintech's Share Price of today is ₹1631.00. PB Fintech's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹157.60.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PB Fintech (BOM:543390) has a PS Ratio of 10.35 as of Aug. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PB Fintech and its competitors. This is 28% below median its historical median of 14.30. Over the past decade, PB Fintech's PS Ratio has ranged from 7.86 to 59.81. According to the industry distribution chart, PB Fintech ranks #483 out of 505 companies in the Insurance industry, placing it in the top 95.6%.
Is PB Fintech's PS Ratio too high?
PB Fintech's current PS Ratio of 10.35 is 28% below median its 10-year median of 14.30. Over the past 10 years, this metric has ranged from a low of 7.86 to a high of 59.81. The Insurance industry median PS Ratio is 1.17. PB Fintech's value of 10.35 is 784.6% above this industry median. Based on the distribution chart, PB Fintech ranks #483 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PB Fintech has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PB Fintech's PS Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, PB Fintech ranks #483 out of 505 companies for PS Ratio. This places PB Fintech in the lower half of its industry. The industry median PS Ratio is 1.17. PB Fintech's value of 10.35 is 784.6% above this benchmark. Historically, PB Fintech's own PS Ratio has ranged from 7.86 to 59.81 over the past decade. While the company's 10-year median is 14.30 vs. the industry median of 1.17, PB Fintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.17, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PB Fintech's current PS Ratio of 10.35 is 784.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PB Fintech and its competitors. For the Insurance industry, the median PS Ratio is 1.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PB Fintech's current PS Ratio is 10.35, which is 28% below median its own 10-year median of 14.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Fintech stock overvalued right now?
Based on GuruFocus' analysis, PB Fintech (BOM:543390) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,487.46, compared to a current price of ₹1,631.00 — trading 34.4% below its estimated fair value. The current PS Ratio is 10.35, which is 28% below median its 10-year median of 14.30 and 784.6% above the Insurance industry median of 1.17. PB Fintech's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PB Fintech (BOM:543390), the current PS Ratio is 10.35 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PB Fintech (BOM:543390) Overvalued in 2026?
Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued.
The current stock price of ₹1,631.00 is trading 34.4% below its estimated GF Value™ of ₹2,487.46.
GuruFocus considers PB Fintech to be Possible Value Trap.
Key valuation signals for BOM:543390:
PS Ratio: 10.35 (28% below median its 10-year median of 14.30)
GF Value™: ₹2,487.46 vs. price of ₹1,631.00 (34.4% below fair value)
Industry Position: 784.6% above the Insurance median (#483 of 505)
No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
83GF Score
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