PB Fintech (BOM:543390) OCF Margin %: 0.00% (As of Mar. 2026)


BOM:543390 PB Fintech Ltd BOM:543390
82 GF Score
Price ₹1,591.40
GF Value ₹2,437.34
Valuation Possible Value Trap
! 4 Warning Signs
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What is PB Fintech OCF Margin %?

PB Fintech BOM:543390 -5.25% 82 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates BOM:543390 with a GF Score™ of 82/100 and a GF Value™ of ₹2,437.34 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 505 Insurance companies, PB Fintech ranks worse than 78.22% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PB Fintech's Cash Flow from Operations for the three months ended in Mar. 2026 was ₹0 Mil. PB Fintech's Revenue for the three months ended in Mar. 2026 was ₹20,613 Mil. Therefore, PB Fintech's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, PB Fintech's current OCF Yield % is 0.06%.

The historical rank and industry rank for PB Fintech's OCF Margin % or its related term are showing as below:

BOM:543390' s OCF Margin % Range Over the Past 10 Years
Min: -110.04   Med: -7.69   Max: 3.24
Current: 0.61


During the past 8 years, the highest OCF Margin % of PB Fintech was 3.24%. The lowest was -110.04%. And the median was -7.69%.

BOM:543390's OCF Margin % is ranked worse than
78.22% of 505 companies
in the Insurance industry
Industry Median: 10.85 vs BOM:543390: 0.61


PB Fintech OCF Margin % Related Terms


PB Fintech OCF Margin % Historical Data

* Premium members only.

The historical data trend for PB Fintech's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PB Fintech OCF Margin % Chart

PB Fintech Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Margin %
Get a 7-Day Free Trial -110.04 -11.69 0.25 -3.68 0.61

PB Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:543390 vs MRSH, AON, AJG: OCF Margin % Comparison

For the Insurance Brokers subindustry, PB Fintech's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PB Fintech OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, PB Fintech's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PB Fintech's OCF Margin % falls into.


BOM:543390
82GF Score
PB Fintech Ltd BOM:543390
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PB Fintech OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PB Fintech's OCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=414.9/67940.2
=0.61 %

PB Fintech's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/20613.3
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
PB Fintech (BOM:543390) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PB Fintech and its competitors. According to the industry distribution chart, PB Fintech ranks #395 out of 505 companies in the Insurance industry, placing it in the top 78.2%.
Is PB Fintech's OCF Margin % too high?
PB Fintech's current OCF Margin % is 0.00%. Based on the distribution chart, PB Fintech ranks #395 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PB Fintech has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PB Fintech's OCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, PB Fintech ranks #395 out of 505 companies for OCF Margin %. This places PB Fintech in the lower half of its industry. The industry median OCF Margin % is 10.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PB Fintech and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PB Fintech's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Fintech stock overvalued right now?
Based on GuruFocus' analysis, PB Fintech (BOM:543390) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,437.34, compared to a current price of ₹1,591.40 — trading 34.7% below its estimated fair value. The current OCF Margin % is 0.00%. PB Fintech's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PB Fintech (BOM:543390), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PB Fintech (BOM:543390) Overvalued in 2026?

Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued. The current stock price of ₹1,591.40 is trading 34.7% below its estimated GF Value™ of ₹2,437.34. GuruFocus considers PB Fintech to be Possible Value Trap.

Key valuation signals for BOM:543390:

  • OCF Margin %: 0.00%
  • GF Value™: ₹2,437.34 vs. price of ₹1,591.40 (34.7% below fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PB Fintech Business Description

Other Exchanges POLICYBZR:India
Address Sector 44, Plot No. 119, Gurugram, HR, IND, 122001
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
82GF Score

Get the complete analysis for BOM:543390

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,591.40
Price
₹2,437.34
GF Value