The Baldwin Insurance GroupBWIN +9.43%74 Days Payable is 112.62 as of Mar. 2026, which is 51% below its 10-year median of 228.34. GuruFocus rates BWIN with a GF Score™ of 74/100 and a GF Value™ of $29.32 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 55 Insurance companies, The Baldwin Insurance Group ranks better than 56.36% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, The Baldwin Insurance Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Baldwin Insurance Group Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, The Baldwin Insurance Group's Days Payable distribution charts can be found below:
* The bar in red indicates where The Baldwin Insurance Group's Days Payable falls into.
The Baldwin Insurance Group Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Baldwin Insurance Group (BWIN) has a Days Payable of 112.62 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The Baldwin Insurance Group and its competitors. This is 51% below median its historical median of 228.34. Over the past decade, The Baldwin Insurance Group's Days Payable has ranged from 45.15 to 256.44. According to the industry distribution chart, The Baldwin Insurance Group ranks #24 out of 55 companies in the Insurance industry, placing it in the top 43.6%.
Is The Baldwin Insurance Group's Days Payable too high?
The Baldwin Insurance Group's current Days Payable of 112.62 is 51% below median its 10-year median of 228.34. Over the past 10 years, this metric has ranged from a low of 45.15 to a high of 256.44. The Insurance industry median Days Payable is 62.69. The Baldwin Insurance Group's value of 112.62 is 79.6% above this industry median. Based on the distribution chart, The Baldwin Insurance Group ranks #24 out of 55 companies in the Insurance industry, which is above the industry midpoint. Overall, The Baldwin Insurance Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Baldwin Insurance Group's Days Payable compare to LIFE and GSHD?
According to the Insurance industry distribution chart, The Baldwin Insurance Group ranks #24 out of 55 companies for Days Payable. This puts The Baldwin Insurance Group in the upper half of its industry. The industry median Days Payable is 62.69. The Baldwin Insurance Group's value of 112.62 is 79.6% above this benchmark. Historically, The Baldwin Insurance Group's own Days Payable has ranged from 45.15 to 256.44 over the past decade. While the company's 10-year median is 228.34 vs. the industry median of 62.69, The Baldwin Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 62.69, based on 55 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Baldwin Insurance Group's current Days Payable of 112.62 is 79.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The Baldwin Insurance Group and its competitors. For the Insurance industry, the median Days Payable is 62.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Baldwin Insurance Group's current Days Payable is 112.62, which is 51% below median its own 10-year median of 228.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Baldwin Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Baldwin Insurance Group (BWIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.32, compared to a current price of $26.22 — trading 10.6% below its estimated fair value. The current Days Payable is 112.62, which is 51% below median its 10-year median of 228.34 and 79.6% above the Insurance industry median of 62.69. The Baldwin Insurance Group's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For The Baldwin Insurance Group (BWIN), the current Days Payable is 112.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Baldwin Insurance Group (BWIN) Overvalued in 2026?
Based on GuruFocus' analysis, The Baldwin Insurance Group stock appears to be undervalued.
The current stock price of $26.22 is trading 10.6% below its estimated GF Value™ of $29.32.
GuruFocus considers The Baldwin Insurance Group to be Modestly Undervalued.
Key valuation signals for BWIN:
Days Payable: 112.62 (51% below median its 10-year median of 228.34)
GF Value™: $29.32 vs. price of $26.22 (10.6% below fair value)
Industry Position: 79.6% above the Insurance median (#24 of 55)
No single metric tells the full story. See the BWIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
74GF Score
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