BWIN (The Baldwin Insurance Group) EBITDA Margin %: -7.99% (As of Mar. 2026)


BWIN The Baldwin Insurance Group Inc BWIN
74 GF Score
Price $24.01
GF Value $29.32
Valuation Modestly Undervalued
! 6 Warning Signs
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What is The Baldwin Insurance Group EBITDA Margin %?

The Baldwin Insurance Group BWIN -3.46% 74 EBITDA Margin % is -7.99% as of Mar. 2026. GuruFocus rates BWIN with a GF Score™ of 74/100 and a GF Value™ of $29.32 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 369 Insurance companies, The Baldwin Insurance Group ranks worse than 86.18% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. The Baldwin Insurance Group's EBITDA for the three months ended in Mar. 2026 was $-42 Mil. The Baldwin Insurance Group's Revenue for the three months ended in Mar. 2026 was $528 Mil. Therefore, The Baldwin Insurance Group's EBITDA margin for the quarter that ended in Mar. 2026 was -7.99%.


The Baldwin Insurance Group  (NAS:BWIN) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


The Baldwin Insurance Group EBITDA Margin % Related Terms


The Baldwin Insurance Group EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for The Baldwin Insurance Group's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Baldwin Insurance Group EBITDA Margin % Chart

The Baldwin Insurance Group Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only 11.62 9.03 9.68 11.96 13.93

The Baldwin Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.41 14.33 10.27 7.27 -7.99

BWIN vs LIFE, GSHD, CRVL: EBITDA Margin % Comparison

For the Insurance Brokers subindustry, The Baldwin Insurance Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Baldwin Insurance Group EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, The Baldwin Insurance Group's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where The Baldwin Insurance Group's EBITDA Margin % falls into.


BWIN
74GF Score
The Baldwin Insurance Group Inc BWIN
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Baldwin Insurance Group EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

The Baldwin Insurance Group's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=207.36/1488.349
=13.93 %

The Baldwin Insurance Group's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-42.219/528.445
=-7.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -7.99% mean?
The Baldwin Insurance Group (BWIN) has a EBITDA Margin % of -7.99% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on The Baldwin Insurance Group and its competitors. Over the past decade, The Baldwin Insurance Group's EBITDA Margin % has ranged from 4.58 to 17.56. According to the industry distribution chart, The Baldwin Insurance Group ranks #318 out of 369 companies in the Insurance industry, placing it in the top 86.2%.
Is The Baldwin Insurance Group's EBITDA Margin % too high?
The Baldwin Insurance Group's current EBITDA Margin % is -7.99%. Over the past 10 years, this metric has ranged from a low of 4.58 to a high of 17.56. Based on the distribution chart, The Baldwin Insurance Group ranks #318 out of 369 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, The Baldwin Insurance Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Baldwin Insurance Group's EBITDA Margin % compare to LIFE and GSHD?
According to the Insurance industry distribution chart, The Baldwin Insurance Group ranks #318 out of 369 companies for EBITDA Margin %. This places The Baldwin Insurance Group in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Historically, The Baldwin Insurance Group's own EBITDA Margin % has ranged from 4.58 to 17.56 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on The Baldwin Insurance Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Baldwin Insurance Group's current EBITDA Margin % is -7.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Baldwin Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Baldwin Insurance Group (BWIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.32, compared to a current price of $24.01 — trading 18.1% below its estimated fair value. The current EBITDA Margin % is -7.99%. The Baldwin Insurance Group's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For The Baldwin Insurance Group (BWIN), the current EBITDA Margin % is -7.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Baldwin Insurance Group (BWIN) Overvalued in 2026?

Based on GuruFocus' analysis, The Baldwin Insurance Group stock appears to be undervalued. The current stock price of $24.01 is trading 18.1% below its estimated GF Value™ of $29.32. GuruFocus considers The Baldwin Insurance Group to be Modestly Undervalued.

Key valuation signals for BWIN:

  • EBITDA Margin %: -7.99%
  • GF Value™: $29.32 vs. price of $24.01 (18.1% below fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the BWIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Baldwin Insurance Group Business Description

Address 4211 West Boy Scout Boulevard, Suite 800, Tampa, FL, USA, 33607
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
74GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.01
Price
$29.32
GF Value