BWIN (The Baldwin Insurance Group) ROCE %: -10.89% (As of Mar. 2026)


BWIN The Baldwin Insurance Group Inc BWIN
74 GF Score
Price $24.98
GF Value $29.32
Valuation Modestly Undervalued
! 6 Warning Signs
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What is The Baldwin Insurance Group ROCE %?

The Baldwin Insurance Group BWIN +0.44% 74 ROCE % is -10.89% as of Mar. 2026. GuruFocus rates BWIN with a GF Score™ of 74/100 and a GF Value™ of $29.32 (Modestly Undervalued). The stock has 6 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. The Baldwin Insurance Group's annualized ROCE % for the quarter that ended in Mar. 2026 was -10.89%.

The Baldwin Insurance Group  (NAS:BWIN) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

The Baldwin Insurance Group ROCE % Related Terms

The Baldwin Insurance Group ROCE % Historical Data

* Premium members only.

The historical data trend for The Baldwin Insurance Group's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Baldwin Insurance Group ROCE % Chart

The Baldwin Insurance Group Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only 0.74 0.05 0.71 2.25 3.00

The Baldwin Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.06 3.89 0.75 -2.22 -10.89
BWIN
74GF Score
The Baldwin Insurance Group Inc BWIN
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Baldwin Insurance Group ROCE % Calculation

The Baldwin Insurance Group's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=79.53/( ( (3534.731 - 1056.434) + (3862.22 - 1032.76) )/ 2 )
=79.53/( (2478.297+2829.46)/ 2 )
=79.53/2653.8785
=3.00 %

The Baldwin Insurance Group's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-397.188/( ( (3862.22 - 1032.76) + (5942.628 - 1474.445) )/ 2 )
=-397.188/( ( 2829.46 + 4468.183 )/ 2 )
=-397.188/3648.8215
=-10.89 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of -10.89% mean?
The Baldwin Insurance Group (BWIN) has a ROCE % of -10.89% as of Mar. 2026.
Is The Baldwin Insurance Group's ROCE % too high?
The Baldwin Insurance Group's current ROCE % is -10.89%. Overall, The Baldwin Insurance Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Baldwin Insurance Group's ROCE % compare to LIFE and GSHD?
The Baldwin Insurance Group's ROCE % of -10.89% can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Baldwin Insurance Group's current ROCE % is -10.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Baldwin Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Baldwin Insurance Group (BWIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.32, compared to a current price of $24.98 — trading 14.8% below its estimated fair value. The current ROCE % is -10.89%. The Baldwin Insurance Group's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For The Baldwin Insurance Group (BWIN), the current ROCE % is -10.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Baldwin Insurance Group (BWIN) Overvalued in 2026?

Based on GuruFocus' analysis, The Baldwin Insurance Group stock appears to be undervalued. The current stock price of $24.98 is trading 14.8% below its estimated GF Value™ of $29.32. GuruFocus considers The Baldwin Insurance Group to be Modestly Undervalued.

Key valuation signals for BWIN:

  • ROCE %: -10.89%
  • GF Value™: $29.32 vs. price of $24.98 (14.8% below fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the BWIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Baldwin Insurance Group Business Description

Address 4211 West Boy Scout Boulevard, Suite 800, Tampa, FL, USA, 33607
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
74GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.98
Price
$29.32
GF Value