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The Baldwin Insurance Group (NAS:BWIN) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
The Baldwin Insurance Group Forward PE Ratio Related Terms
The Baldwin Insurance Group Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Baldwin Insurance Group Forward PE Ratio Chart
The Baldwin Insurance Group Annual Data
Trend
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
21.05
15.04
18.77
12.54
The Baldwin Insurance Group Quarterly Data
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
23.47
19.19
21.05
22.17
20.79
13.48
15.04
18.48
23.09
24.63
18.77
21.80
20.64
10.60
12.54
10.50
BWIN vs ARX, CRVL, LIFE: Forward PE Ratio Comparison
For the Insurance Brokers subindustry, The Baldwin Insurance Group's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Baldwin Insurance Group Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, The Baldwin Insurance Group's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where The Baldwin Insurance Group's Forward PE Ratio falls into.
The Baldwin Insurance Group Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
The Baldwin Insurance Group (BWIN) has a Forward PE Ratio of 13.53 as of Jul. 19, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on The Baldwin Insurance Group and its competitors. According to the industry distribution chart, The Baldwin Insurance Group ranks #168 out of 275 companies in the Insurance industry, placing it in the top 61.1%.
Is The Baldwin Insurance Group's Forward PE Ratio too high?
The Baldwin Insurance Group's current Forward PE Ratio is 13.53. The Insurance industry median Forward PE Ratio is 11.82. The Baldwin Insurance Group's value of 13.53 is 14.5% above this industry median. Based on the distribution chart, The Baldwin Insurance Group ranks #168 out of 275 companies in the Insurance industry, which is below the industry midpoint. Overall, The Baldwin Insurance Group has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Baldwin Insurance Group's Forward PE Ratio compare to ARX and CRVL?
According to the Insurance industry distribution chart, The Baldwin Insurance Group ranks #168 out of 275 companies for Forward PE Ratio. This places The Baldwin Insurance Group in the lower half of its industry. The industry median Forward PE Ratio is 11.82. The Baldwin Insurance Group's value of 13.53 is 14.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.82, based on 275 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Baldwin Insurance Group's current Forward PE Ratio of 13.53 is 14.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on The Baldwin Insurance Group and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Baldwin Insurance Group's current Forward PE Ratio is 13.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Baldwin Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Baldwin Insurance Group (BWIN) is currently considered Fairly Valued. The stock's GF Value™ is $29.26, compared to a current price of $27.25 — trading 6.9% below its estimated fair value. The current Forward PE Ratio is 13.53 and 14.5% above the Insurance industry median of 11.82. The Baldwin Insurance Group's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For The Baldwin Insurance Group (BWIN), the current Forward PE Ratio is 13.53 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Baldwin Insurance Group (BWIN) Overvalued in 2026?
Based on GuruFocus' analysis, The Baldwin Insurance Group stock appears to be undervalued.
The current stock price of $27.25 is trading 6.9% below its estimated GF Value™ of $29.26.
GuruFocus considers The Baldwin Insurance Group to be Fairly Valued.
Key valuation signals for BWIN:
Forward PE Ratio: 13.53
GF Value™: $29.26 vs. price of $27.25 (6.9% below fair value)
Industry Position: 14.5% above the Insurance median (#168 of 275)
No single metric tells the full story. See the BWIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
70GF Score
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