Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Baldwin Insurance GroupBWIN +6.20%79 EV-to-EBITDA is 71.86 as of Aug. 04, 2026, which is 112% above its 10-year median of 33.87. GuruFocus rates BWIN with a GF Score™ of 79/100 and a GF Value™ of $29.32 (Fairly Valued). The stock has 6 warning signs investors should review. Among 346 Insurance companies, The Baldwin Insurance Group ranks worse than 96.53% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, The Baldwin Insurance Group's enterprise value is $5,945 Mil.
The Baldwin Insurance Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $83 Mil. Therefore, The Baldwin Insurance Group's EV-to-EBITDA for today is 71.86.
The historical rank and industry rank for The Baldwin Insurance Group's EV-to-EBITDA or its related term are showing as below:
BWIN'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 15.77 Med: 33.87 Max: 93.91
Current: 71.86
During the past 9 years, the highest EV-to-EBITDA of The Baldwin Insurance Group was 93.91. The lowest was 15.77. And the median was 33.87.
BWIN's EV-to-EBITDA is ranked worse than 96.53% of 346
companies
in the Insurance industry
Industry Median: 8.255
vs BWIN: 71.86
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The Baldwin Insurance Group (NAS:BWIN) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Baldwin Insurance Group's PE Ratio (TTM) for today is calculated as:
The Baldwin Insurance Group's share price for today is $29.45.
The Baldwin Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.040.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, The Baldwin Insurance Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Baldwin Insurance Group EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, The Baldwin Insurance Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where The Baldwin Insurance Group's EV-to-EBITDA falls into.
The Baldwin Insurance Group's current Enterprise Value is $5,945 Mil.
The Baldwin Insurance Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $83 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Baldwin Insurance Group (BWIN) has a EV-to-EBITDA of 71.86 as of Aug. 04, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on The Baldwin Insurance Group. This is 112% above median its historical median of 33.87. Over the past decade, The Baldwin Insurance Group's EV-to-EBITDA has ranged from 15.77 to 93.91. According to the industry distribution chart, The Baldwin Insurance Group ranks #334 out of 346 companies in the Insurance industry, placing it in the top 96.5%.
Is The Baldwin Insurance Group's EV-to-EBITDA too high?
The Baldwin Insurance Group's current EV-to-EBITDA of 71.86 is 112% above median its 10-year median of 33.87. Over the past 10 years, this metric has ranged from a low of 15.77 to a high of 93.91. The Insurance industry median EV-to-EBITDA is 8.26. The Baldwin Insurance Group's value of 71.86 is 770.5% above this industry median. Based on the distribution chart, The Baldwin Insurance Group ranks #334 out of 346 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, The Baldwin Insurance Group has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Baldwin Insurance Group's EV-to-EBITDA compare to CRVL and ARX?
According to the Insurance industry distribution chart, The Baldwin Insurance Group ranks #334 out of 346 companies for EV-to-EBITDA. This places The Baldwin Insurance Group in the lower half of its industry. The industry median EV-to-EBITDA is 8.26. The Baldwin Insurance Group's value of 71.86 is 770.5% above this benchmark. Historically, The Baldwin Insurance Group's own EV-to-EBITDA has ranged from 15.77 to 93.91 over the past decade. While the company's 10-year median is 33.87 vs. the industry median of 8.26, The Baldwin Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.26, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Baldwin Insurance Group's current EV-to-EBITDA of 71.86 is 770.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on The Baldwin Insurance Group. For the Insurance industry, the median EV-to-EBITDA is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Baldwin Insurance Group's current EV-to-EBITDA is 71.86, which is 112% above median its own 10-year median of 33.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Baldwin Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Baldwin Insurance Group (BWIN) is currently considered Fairly Valued. The stock's GF Value™ is $29.32, compared to a current price of $29.45 — trading 0.4% above its estimated fair value. The current EV-to-EBITDA is 71.86, which is 112% above median its 10-year median of 33.87 and 770.5% above the Insurance industry median of 8.26. The Baldwin Insurance Group's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For The Baldwin Insurance Group (BWIN), the current EV-to-EBITDA is 71.86 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Baldwin Insurance Group (BWIN) Overvalued in 2026?
Based on GuruFocus' analysis, The Baldwin Insurance Group stock appears to be overvalued.
The current stock price of $29.45 is trading 0.4% above its estimated GF Value™ of $29.32.
GuruFocus considers The Baldwin Insurance Group to be Fairly Valued.
Key valuation signals for BWIN:
EV-to-EBITDA: 71.86 (112% above median its 10-year median of 33.87)
GF Value™: $29.32 vs. price of $29.45 (0.4% above fair value)
Industry Position: 770.5% above the Insurance median (#334 of 346)
No single metric tells the full story. See the BWIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
79GF Score
Get the complete analysis for BWIN
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BWIN has been successfully added to your 
