The Baldwin Insurance Group's EBITDA per Share for the
three
months ended in Mar. 2026 was $-0.44.
Its EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $1.26.
During the past 12 months, the average EBITDA per Share Growth Rate of The Baldwin Insurance Group was -54.60% per year.
During the past 3 years, the average EBITDA per Share Growth Rate was 25.60% per year.
During the past 5 years, the average EBITDA per Share Growth Rate was 31.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.
The historical rank and industry rank for The Baldwin Insurance Group's EBITDA per Share or its related term are showing as below:
BWIN'
s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 19.2 Med: 33.45 Max: 67.3
Current: 25.6
During the past 9 years, the highest 3-Year average EBITDA per Share Growth Rate of The Baldwin Insurance Group was 67.30% per year. The lowest was 19.20% per year. And the median was 33.45% per year.
BWIN's 3-Year EBITDA Growth Rate is ranked better than 63.86% of 285
companies
in the Insurance industry
Industry Median: 17.2
vs BWIN: 25.60
During the past 12 months, the average EBITDA Growth Rate of The Baldwin Insurance Group was -59.90% per year.
During the past 3 years, the average EBITDA Growth Rate was 33.30% per year.
During the past 5 years, the average EBITDA Growth Rate was 53.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.
During the past 9 years, the highest 3-Year average EBITDA Growth Rate of The Baldwin Insurance Group was 84.10% per year. The lowest was 33.30% per year. And the median was 51.90% per year.
The Baldwin Insurance Group (NAS:BWIN) EBITDA per Share Explanation
EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.
While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.
The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.
EBITDA can be thought of as the cash a business generates that is available to:
Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners
EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.
A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.
Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.
Be Aware
Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.
EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.
The Baldwin Insurance Group EBITDA per Share Related Terms
The Baldwin Insurance Group EBITDA per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Baldwin Insurance Group EBITDA per Share Chart
The Baldwin Insurance Group EBITDA per Share Calculation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.26
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Baldwin Insurance Group (BWIN) has a EBITDA per Share of $1.26 as of Mar. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on The Baldwin Insurance Group and its competitors. According to the industry distribution chart, The Baldwin Insurance Group ranks #103 out of 285 companies in the Insurance industry, placing it in the top 36.1%.
Is The Baldwin Insurance Group's EBITDA per Share too high?
The Baldwin Insurance Group's current EBITDA per Share is $1.26. The Insurance industry median EBITDA per Share is 17.20. The Baldwin Insurance Group's value of $1.26 is 92.7% below this industry median. Based on the distribution chart, The Baldwin Insurance Group ranks #103 out of 285 companies in the Insurance industry, which is above the industry midpoint. Overall, The Baldwin Insurance Group has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Baldwin Insurance Group's EBITDA per Share compare to ARX and CRVL?
According to the Insurance industry distribution chart, The Baldwin Insurance Group ranks #103 out of 285 companies for EBITDA per Share. This puts The Baldwin Insurance Group in the upper half of its industry. The industry median EBITDA per Share is 17.20. The Baldwin Insurance Group's value of $1.26 is 92.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for an Insurance company?
The median EBITDA per Share among Insurance companies is 17.20, based on 285 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Baldwin Insurance Group's current EBITDA per Share of $1.26 is 92.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on The Baldwin Insurance Group and its competitors. For the Insurance industry, the median EBITDA per Share is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Baldwin Insurance Group's current EBITDA per Share is $1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Baldwin Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Baldwin Insurance Group (BWIN) is currently considered Fairly Valued. The stock's GF Value™ is $29.30, compared to a current price of $28.41 — trading 3.1% below its estimated fair value. The current EBITDA per Share is $1.26 and 92.7% below the Insurance industry median of 17.20. The Baldwin Insurance Group's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For The Baldwin Insurance Group (BWIN), the current EBITDA per Share is $1.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Baldwin Insurance Group (BWIN) Overvalued in 2026?
Based on GuruFocus' analysis, The Baldwin Insurance Group stock appears to be undervalued.
The current stock price of $28.41 is trading 3.1% below its estimated GF Value™ of $29.30.
GuruFocus considers The Baldwin Insurance Group to be Fairly Valued.
Key valuation signals for BWIN:
EBITDA per Share: $1.26
GF Value™: $29.30 vs. price of $28.41 (3.1% below fair value)
Industry Position: 92.7% below the Insurance median (#103 of 285)
No single metric tells the full story. See the BWIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
73GF Score
Get the complete analysis for BWIN
EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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