BWIN (The Baldwin Insurance Group) GF Score: 70/100 (As of Jul. 22, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BWIN The Baldwin Insurance Group Inc BWIN
70 GF Score
Price $25.22
GF Value $29.26
Valuation Modestly Undervalued
! 6 Warning Signs
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What is The Baldwin Insurance Group GF Score?

The Baldwin Insurance Group BWIN -3.63% 70 GF Score is 70 as of Jul. 22, 2026, which is 9% above its 10-year median of 64.00. GuruFocus rates BWIN with a GF Score™ of 70/100 and a GF Value™ of $29.26 (Modestly Undervalued). The stock has 6 warning signs investors should review.

The Baldwin Insurance Group has the GF Score of 70, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 5/10
3. Growth Rank : 10/10
4. GF Value Rank : 10/10
5. Momentum Rank : 1/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes The Baldwin Insurance Group might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


The Baldwin Insurance Group  (NAS:BWIN) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


The Baldwin Insurance Group GF Score Related Terms


BWIN vs ARX, CRVL, LIFE: GF Score Comparison

For the Insurance Brokers subindustry, The Baldwin Insurance Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Baldwin Insurance Group GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, The Baldwin Insurance Group's GF Score distribution charts can be found below:

* The bar in red indicates where The Baldwin Insurance Group's GF Score falls into.


BWIN
70GF Score
The Baldwin Insurance Group Inc BWIN
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 70 mean?
The Baldwin Insurance Group (BWIN) has a GF Score of 70 as of Jul. 22, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The Baldwin Insurance Group and its competitors. This is near median its historical median of 64.00. Over the past decade, The Baldwin Insurance Group's GF Score has ranged from 19.00 to 85.00.
Is The Baldwin Insurance Group's GF Score too high?
The Baldwin Insurance Group's current GF Score of 70 is near median its 10-year median of 64.00. Over the past 10 years, this metric has ranged from a low of 19.00 to a high of 85.00. Overall, The Baldwin Insurance Group has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Baldwin Insurance Group's GF Score compare to ARX and CRVL?
The Baldwin Insurance Group's GF Score of 70 can be compared against companies in the Insurance industry. Historically, The Baldwin Insurance Group's own GF Score has ranged from 19.00 to 85.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The Baldwin Insurance Group and its competitors. The Baldwin Insurance Group's current GF Score is 70, which is near median its own 10-year median of 64.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Baldwin Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Baldwin Insurance Group (BWIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.26, compared to a current price of $25.22 — trading 13.8% below its estimated fair value. The current GF Score is 70, which is near median its 10-year median of 64.00. The Baldwin Insurance Group's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For The Baldwin Insurance Group (BWIN), the current GF Score is 70 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Baldwin Insurance Group (BWIN) Overvalued in 2026?

Based on GuruFocus' analysis, The Baldwin Insurance Group stock appears to be undervalued. The current stock price of $25.22 is trading 13.8% below its estimated GF Value™ of $29.26. GuruFocus considers The Baldwin Insurance Group to be Modestly Undervalued.

Key valuation signals for BWIN:

  • GF Score: 70 (near median its 10-year median of 64.00)
  • GF Value™: $29.26 vs. price of $25.22 (13.8% below fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the BWIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Baldwin Insurance Group Business Description

Address 4211 West Boy Scout Boulevard, Suite 800, Tampa, FL, USA, 33607
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
70GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.22
Price
$29.26
GF Value