Grupo ProfuturoB de CV (MEX:GPROFUT) Days Payable: 4.31 (As of Dec. 2025) — 21% Below Median


MEX:GPROFUT Grupo Profuturo SAB de CV MEX:GPROFUT
80 GF Score
Price MXN126.40
GF Value MXN172.14
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Grupo ProfuturoB de CV Days Payable?

Grupo ProfuturoB de CV MEX:GPROFUT 80 Days Payable is 4.31 as of Dec. 2025, which is 21% below its 10-year median of 5.45. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN172.14 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 53 Insurance companies, Grupo ProfuturoB de CV ranks worse than 92.45% on this metric.

Grupo ProfuturoB de CV's average Accounts Payable for the three months ended in Dec. 2025 was MXN227 Mil. Grupo ProfuturoB de CV's Cost of Goods Sold for the three months ended in Dec. 2025 was MXN4,794 Mil. Hence, Grupo ProfuturoB de CV's Days Payable for the three months ended in Dec. 2025 was 4.31.

The historical rank and industry rank for Grupo ProfuturoB de CV's Days Payable or its related term are showing as below:

MEX:GPROFUT' s Days Payable Range Over the Past 10 Years
Min: 3.3   Med: 5.45   Max: 9.67
Current: 5.06

During the past 13 years, Grupo ProfuturoB de CV's highest Days Payable was 9.67. The lowest was 3.30. And the median was 5.45.

MEX:GPROFUT's Days Payable is ranked worse than
92.45% of 53 companies
in the Insurance industry
Industry Median: 59.72 vs MEX:GPROFUT: 5.06

Grupo ProfuturoB de CV's Days Payable increased from Dec. 2024 (2.10) to Dec. 2025 (4.31). It may suggest that Grupo ProfuturoB de CV delayed paying its suppliers.


Grupo ProfuturoB de CV Days Payable Historical Data

* Premium members only.

The historical data trend for Grupo ProfuturoB de CV's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo ProfuturoB de CV Days Payable Chart

Grupo ProfuturoB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.30 4.82 6.07 6.42 7.23

Grupo ProfuturoB de CV Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.10 10.03 0.97 0.98 4.31

MEX:GPROFUT vs MRSH, AON, AJG: Days Payable Comparison

For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo ProfuturoB de CV Days Payable vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's Days Payable distribution charts can be found below:

* The bar in red indicates where Grupo ProfuturoB de CV's Days Payable falls into.


MEX:GPROFUT
80GF Score
Grupo Profuturo SAB de CV MEX:GPROFUT
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo ProfuturoB de CV Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Grupo ProfuturoB de CV's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (183.153 + 226.608) / 2 ) / 10347.268*365
=204.8805 / 10347.268*365
=7.23

Grupo ProfuturoB de CV's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0 + 226.608) / 1 ) / 4794.392*365 / 4
=226.608 / 4794.392*365 / 4
=4.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 4.31 mean?
Grupo ProfuturoB de CV (MEX:GPROFUT) has a Days Payable of 4.31 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Grupo ProfuturoB de CV and its competitors. This is 21% below median its historical median of 5.45. Over the past decade, Grupo ProfuturoB de CV's Days Payable has ranged from 3.30 to 9.67. According to the industry distribution chart, Grupo ProfuturoB de CV ranks #49 out of 53 companies in the Insurance industry, placing it in the top 92.5%.
Is Grupo ProfuturoB de CV's Days Payable too high?
Grupo ProfuturoB de CV's current Days Payable of 4.31 is 21% below median its 10-year median of 5.45. Over the past 10 years, this metric has ranged from a low of 3.30 to a high of 9.67. The Insurance industry median Days Payable is 59.72. Grupo ProfuturoB de CV's value of 4.31 is 92.8% below this industry median. Based on the distribution chart, Grupo ProfuturoB de CV ranks #49 out of 53 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's Days Payable compare to MRSH and AON?
According to the Insurance industry distribution chart, Grupo ProfuturoB de CV ranks #49 out of 53 companies for Days Payable. This places Grupo ProfuturoB de CV in the lower half of its industry. The industry median Days Payable is 59.72. Grupo ProfuturoB de CV's value of 4.31 is 92.8% below this benchmark. Historically, Grupo ProfuturoB de CV's own Days Payable has ranged from 3.30 to 9.67 over the past decade. While the company's 10-year median is 5.45 vs. the industry median of 59.72, Grupo ProfuturoB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 59.72, based on 53 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ProfuturoB de CV's current Days Payable of 4.31 is 92.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Grupo ProfuturoB de CV and its competitors. For the Insurance industry, the median Days Payable is 59.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ProfuturoB de CV's current Days Payable is 4.31, which is 21% below median its own 10-year median of 5.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN172.14, compared to a current price of MXN126.40 — trading 26.6% below its estimated fair value. The current Days Payable is 4.31, which is 21% below median its 10-year median of 5.45 and 92.8% below the Insurance industry median of 59.72. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current Days Payable is 4.31 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued. The current stock price of MXN126.40 is trading 26.6% below its estimated GF Value™ of MXN172.14. GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.

Key valuation signals for MEX:GPROFUT:

  • Days Payable: 4.31 (21% below median its 10-year median of 5.45)
  • GF Value™: MXN172.14 vs. price of MXN126.40 (26.6% below fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 92.8% below the Insurance median (#49 of 53)

No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo ProfuturoB de CV Business Description

Address Boulevard Adolfo Lopez Mateos Numero 2009, 6 Piso, Col Los Alpes, Mexico City, DF, MEX, 01010
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
80GF Score

Get the complete analysis for MEX:GPROFUT

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN126.40
Price
MXN172.14
GF Value