Grupo ProfuturoB de CV (MEX:GPROFUT) Interest Coverage: 9.16 (As of Dec. 2025) — Near Median


MEX:GPROFUT Grupo Profuturo SAB de CV MEX:GPROFUT
80 GF Score
Price MXN126.40
GF Value MXN172.14
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Grupo ProfuturoB de CV Interest Coverage?

Grupo ProfuturoB de CV MEX:GPROFUT 80 Interest Coverage is 9.16 as of Dec. 2025, which is 5% below its 10-year median of 9.66. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN172.14 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 351 Insurance companies, Grupo ProfuturoB de CV ranks worse than 64.1% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Grupo ProfuturoB de CV's Operating Income for the three months ended in Dec. 2025 was MXN1,385 Mil. Grupo ProfuturoB de CV's Interest Expense for the three months ended in Dec. 2025 was MXN-151 Mil. Grupo ProfuturoB de CV's interest coverage for the quarter that ended in Dec. 2025 was 9.16. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Grupo ProfuturoB de CV's Interest Coverage or its related term are showing as below:

MEX:GPROFUT' s Interest Coverage Range Over the Past 10 Years
Min: 7.21   Med: 9.66   Max: 26.84
Current: 9.64


MEX:GPROFUT's Interest Coverage is ranked worse than
64.1% of 351 companies
in the Insurance industry
Industry Median: 16.23 vs MEX:GPROFUT: 9.64

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Grupo ProfuturoB de CV  (MEX:GPROFUT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Grupo ProfuturoB de CV Interest Coverage Related Terms


Grupo ProfuturoB de CV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Grupo ProfuturoB de CV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Grupo ProfuturoB de CV Interest Coverage Chart

Grupo ProfuturoB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 8.21 9.67 9.64

Grupo ProfuturoB de CV Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.29 10.25 9.11 10.18 9.16

MEX:GPROFUT vs MRSH, AON, AJG: Interest Coverage Comparison

For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo ProfuturoB de CV Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Grupo ProfuturoB de CV's Interest Coverage falls into.


MEX:GPROFUT
80GF Score
Grupo Profuturo SAB de CV MEX:GPROFUT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo ProfuturoB de CV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Grupo ProfuturoB de CV's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Grupo ProfuturoB de CV's Interest Expense was MXN-519 Mil. Its Operating Income was MXN5,003 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN3,820 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*5002.874/-518.831
=9.64

Grupo ProfuturoB de CV's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Grupo ProfuturoB de CV's Interest Expense was MXN-151 Mil. Its Operating Income was MXN1,385 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN3,820 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1385.391/-151.254
=9.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.16 mean?
Grupo ProfuturoB de CV (MEX:GPROFUT) has a Interest Coverage of 9.16 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grupo ProfuturoB de CV and its competitors. This is near median its historical median of 9.66. Over the past decade, Grupo ProfuturoB de CV's Interest Coverage has ranged from 7.21 to 26.84. According to the industry distribution chart, Grupo ProfuturoB de CV ranks #225 out of 351 companies in the Insurance industry, placing it in the top 64.1%.
Is Grupo ProfuturoB de CV's Interest Coverage too high?
Grupo ProfuturoB de CV's current Interest Coverage of 9.16 is near median its 10-year median of 9.66. Over the past 10 years, this metric has ranged from a low of 7.21 to a high of 26.84. The Insurance industry median Interest Coverage is 16.23. Grupo ProfuturoB de CV's value of 9.16 is 43.6% below this industry median. Based on the distribution chart, Grupo ProfuturoB de CV ranks #225 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's Interest Coverage compare to MRSH and AON?
According to the Insurance industry distribution chart, Grupo ProfuturoB de CV ranks #225 out of 351 companies for Interest Coverage. This places Grupo ProfuturoB de CV in the lower half of its industry. The industry median Interest Coverage is 16.23. Grupo ProfuturoB de CV's value of 9.16 is 43.6% below this benchmark. Historically, Grupo ProfuturoB de CV's own Interest Coverage has ranged from 7.21 to 26.84 over the past decade. While the company's 10-year median is 9.66 vs. the industry median of 16.23, Grupo ProfuturoB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ProfuturoB de CV's current Interest Coverage of 9.16 is 43.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grupo ProfuturoB de CV and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ProfuturoB de CV's current Interest Coverage is 9.16, which is near median its own 10-year median of 9.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN172.14, compared to a current price of MXN126.40 — trading 26.6% below its estimated fair value. The current Interest Coverage is 9.16, which is near median its 10-year median of 9.66 and 43.6% below the Insurance industry median of 16.23. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current Interest Coverage is 9.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued. The current stock price of MXN126.40 is trading 26.6% below its estimated GF Value™ of MXN172.14. GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.

Key valuation signals for MEX:GPROFUT:

  • Interest Coverage: 9.16 (near median its 10-year median of 9.66)
  • GF Value™: MXN172.14 vs. price of MXN126.40 (26.6% below fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 43.6% below the Insurance median (#225 of 351)

No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo ProfuturoB de CV Business Description

Address Boulevard Adolfo Lopez Mateos Numero 2009, 6 Piso, Col Los Alpes, Mexico City, DF, MEX, 01010
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
80GF Score

Get the complete analysis for MEX:GPROFUT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN126.40
Price
MXN172.14
GF Value