Grupo ProfuturoB de CVMEX:GPROFUT 80 ROA % is 2.99% as of Dec. 2025, which is 16% below its 10-year median of 3.58. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN172.14 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 506 Insurance companies, Grupo ProfuturoB de CV ranks better than 50.4% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Grupo ProfuturoB de CV's annualizedNet Income for the quarter that ended in Dec. 2025 was MXN4,689 Mil.
Grupo ProfuturoB de CV's average Total Assets over the quarter that ended in Dec. 2025 was MXN156,574 Mil. Therefore, Grupo ProfuturoB de CV's annualized ROA % for the quarter that ended in Dec. 2025 was 2.99%.
The historical rank and industry rank for Grupo ProfuturoB de CV's ROA % or its related term are showing as below:
MEX:GPROFUT'
s ROA % Range Over the Past 10 Years
Min: 1.77 Med: 3.58 Max: 3.92
Current: 2.74
During the past 13 years, Grupo ProfuturoB de CV's highest ROA % was 3.92%. The lowest was 1.77%. And the median was 3.58%.
MEX:GPROFUT's ROA % is ranked better than 50.4% of 506
companies
in the Insurance industry
Industry Median: 2.7
vs MEX:GPROFUT: 2.74
Grupo ProfuturoB de CV (MEX:GPROFUT) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo ProfuturoB de CV ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's ROA % distribution charts can be found below:
* The bar in red indicates where Grupo ProfuturoB de CV's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Grupo ProfuturoB de CV (MEX:GPROFUT) has a ROA % of 2.99% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo ProfuturoB de CV and its competitors. This is 16% below median its historical median of 3.58. Over the past decade, Grupo ProfuturoB de CV's ROA % has ranged from 1.77 to 3.92. According to the industry distribution chart, Grupo ProfuturoB de CV ranks #251 out of 506 companies in the Insurance industry, placing it in the top 49.6%.
Is Grupo ProfuturoB de CV's ROA % too high?
Grupo ProfuturoB de CV's current ROA % of 2.99% is 16% below median its 10-year median of 3.58. Over the past 10 years, this metric has ranged from a low of 1.77 to a high of 3.92. The Insurance industry median ROA % is 2.70. Grupo ProfuturoB de CV's value of 2.99% is 10.7% above this industry median. Based on the distribution chart, Grupo ProfuturoB de CV ranks #251 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's ROA % compare to MRSH and AON?
According to the Insurance industry distribution chart, Grupo ProfuturoB de CV ranks #251 out of 506 companies for ROA %. This puts Grupo ProfuturoB de CV in the upper half of its industry. The industry median ROA % is 2.70. Grupo ProfuturoB de CV's value of 2.99% is 10.7% above this benchmark. Historically, Grupo ProfuturoB de CV's own ROA % has ranged from 1.77 to 3.92 over the past decade. While the company's 10-year median is 3.58 vs. the industry median of 2.70, Grupo ProfuturoB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ProfuturoB de CV's current ROA % of 2.99% is 10.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo ProfuturoB de CV and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ProfuturoB de CV's current ROA % is 2.99%, which is 16% below median its own 10-year median of 3.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN172.14, compared to a current price of MXN126.40 — trading 26.6% below its estimated fair value. The current ROA % is 2.99%, which is 16% below median its 10-year median of 3.58 and 10.7% above the Insurance industry median of 2.70. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current ROA % is 2.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued.
The current stock price of MXN126.40 is trading 26.6% below its estimated GF Value™ of MXN172.14.
GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.
Key valuation signals for MEX:GPROFUT:
ROA %: 2.99% (16% below median its 10-year median of 3.58)
GF Value™: MXN172.14 vs. price of MXN126.40 (26.6% below fair value)
Industry Position: 10.7% above the Insurance median (#251 of 506)
No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
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