Grupo ProfuturoB de CVMEX:GPROFUT 80 Debt-to-EBITDA is 0.95 as of Mar. 2026, which is 121% above its 10-year median of 0.43. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN176.72 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 323 Insurance companies, Grupo ProfuturoB de CV ranks better than 57.89% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Grupo ProfuturoB de CV's Debt-to-EBITDA or its related term are showing as below:
MEX:GPROFUT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.3 Med: 0.43 Max: 0.95
Current: 0.95
During the past 13 years, the highest Debt-to-EBITDA Ratio of Grupo ProfuturoB de CV was 0.95. The lowest was 0.30. And the median was 0.43.
MEX:GPROFUT's Debt-to-EBITDA is ranked better than 57.89% of 323
companies
in the Insurance industry
Industry Median: 1.17
vs MEX:GPROFUT: 0.95
Grupo ProfuturoB de CV (MEX:GPROFUT) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Grupo ProfuturoB de CV Debt-to-EBITDA Related Terms
Grupo ProfuturoB de CV Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Grupo ProfuturoB de CV's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:GPROFUT vs MRSH, AON, AJG: Debt-to-EBITDA Comparison
For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo ProfuturoB de CV Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Grupo ProfuturoB de CV's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Grupo ProfuturoB de CV (MEX:GPROFUT) has a Debt-to-EBITDA of 0.95 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grupo ProfuturoB de CV. This is 121% above median its historical median of 0.43. Over the past decade, Grupo ProfuturoB de CV's Debt-to-EBITDA has ranged from 0.30 to 0.95. According to the industry distribution chart, Grupo ProfuturoB de CV ranks #136 out of 323 companies in the Insurance industry, placing it in the top 42.1%.
Is Grupo ProfuturoB de CV's Debt-to-EBITDA too high?
Grupo ProfuturoB de CV's current Debt-to-EBITDA of 0.95 is 121% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.95. The Insurance industry median Debt-to-EBITDA is 1.17. Grupo ProfuturoB de CV's value of 0.95 is 18.8% below this industry median. Based on the distribution chart, Grupo ProfuturoB de CV ranks #136 out of 323 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's Debt-to-EBITDA compare to MRSH and AON?
According to the Insurance industry distribution chart, Grupo ProfuturoB de CV ranks #136 out of 323 companies for Debt-to-EBITDA. This puts Grupo ProfuturoB de CV in the upper half of its industry. The industry median Debt-to-EBITDA is 1.17. Grupo ProfuturoB de CV's value of 0.95 is 18.8% below this benchmark. Historically, Grupo ProfuturoB de CV's own Debt-to-EBITDA has ranged from 0.30 to 0.95 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 1.17, Grupo ProfuturoB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.17, based on 323 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ProfuturoB de CV's current Debt-to-EBITDA of 0.95 is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grupo ProfuturoB de CV. For the Insurance industry, the median Debt-to-EBITDA is 1.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ProfuturoB de CV's current Debt-to-EBITDA is 0.95, which is 121% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN176.72, compared to a current price of MXN126.40 — trading 28.5% below its estimated fair value. The current Debt-to-EBITDA is 0.95, which is 121% above median its 10-year median of 0.43 and 18.8% below the Insurance industry median of 1.17. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current Debt-to-EBITDA is 0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued.
The current stock price of MXN126.40 is trading 28.5% below its estimated GF Value™ of MXN176.72.
GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.
Key valuation signals for MEX:GPROFUT:
Debt-to-EBITDA: 0.95 (121% above median its 10-year median of 0.43)
GF Value™: MXN176.72 vs. price of MXN126.40 (28.5% below fair value)
Industry Position: 18.8% below the Insurance median (#136 of 323)
No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
80GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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