Grupo ProfuturoB de CV (MEX:GPROFUT) Effective Interest Rate on Debt %: 10.56% (As of Mar. 2026)


MEX:GPROFUT Grupo Profuturo SAB de CV MEX:GPROFUT
80 GF Score
Price MXN126.40
GF Value MXN176.09
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Grupo ProfuturoB de CV Effective Interest Rate on Debt %?

Grupo ProfuturoB de CV MEX:GPROFUT 80 Effective Interest Rate on Debt % is 10.56% as of Mar. 2026. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN176.09 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Grupo ProfuturoB de CV's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN554 Mil. Grupo ProfuturoB de CV's average total debt for the quarter that ended in Mar. 2026 was MXN5,250 Mil. Therefore, Grupo ProfuturoB de CV's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.56%.


Grupo ProfuturoB de CV  (MEX:GPROFUT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Grupo ProfuturoB de CV Effective Interest Rate on Debt % Related Terms


Grupo ProfuturoB de CV Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Grupo ProfuturoB de CV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo ProfuturoB de CV Effective Interest Rate on Debt % Chart

Grupo ProfuturoB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.94 14.80 21.42 19.95 16.52

Grupo ProfuturoB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.85 9.02 8.80 12.21 10.56

MEX:GPROFUT vs MRSH, AON, AJG: Effective Interest Rate on Debt % Comparison

For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo ProfuturoB de CV Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Grupo ProfuturoB de CV's Effective Interest Rate on Debt % falls into.


MEX:GPROFUT
80GF Score
Grupo Profuturo SAB de CV MEX:GPROFUT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo ProfuturoB de CV Effective Interest Rate on Debt % Calculation

Grupo ProfuturoB de CV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -518.831/( (2459.709+3820.159)/ 2 )
=-1  *  -518.831/3139.934
=16.52 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2459.709 + 0
=2459.709

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3820.159 + 0
=3820.159

Grupo ProfuturoB de CV's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -554.2/( (3820.159+6680.258)/ 2 )
=-1  *  -554.2/5250.2085
=10.56 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3820.159 + 0
=3820.159

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6680.258 + 0
=6680.258

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.56% mean?
Grupo ProfuturoB de CV (MEX:GPROFUT) has a Effective Interest Rate on Debt % of 10.56% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupo ProfuturoB de CV and its competitors.
Is Grupo ProfuturoB de CV's Effective Interest Rate on Debt % too high?
Grupo ProfuturoB de CV's current Effective Interest Rate on Debt % is 10.56%. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's Effective Interest Rate on Debt % compare to MRSH and AON?
Grupo ProfuturoB de CV's Effective Interest Rate on Debt % of 10.56% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupo ProfuturoB de CV and its competitors. Grupo ProfuturoB de CV's current Effective Interest Rate on Debt % is 10.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN176.09, compared to a current price of MXN126.40 — trading 28.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.56%. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current Effective Interest Rate on Debt % is 10.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued. The current stock price of MXN126.40 is trading 28.2% below its estimated GF Value™ of MXN176.09. GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.

Key valuation signals for MEX:GPROFUT:

  • Effective Interest Rate on Debt %: 10.56%
  • GF Value™: MXN176.09 vs. price of MXN126.40 (28.2% below fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo ProfuturoB de CV Business Description

Address Boulevard Adolfo Lopez Mateos Numero 2009, 6 Piso, Col Los Alpes, Mexico City, DF, MEX, 01010
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
80GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN126.40
Price
MXN176.09
GF Value