Grupo ProfuturoB de CV (MEX:GPROFUT) ROIC %: 2.71% (As of Dec. 2025)


MEX:GPROFUT Grupo Profuturo SAB de CV MEX:GPROFUT
80 GF Score
Price MXN126.40
GF Value MXN172.14
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Grupo ProfuturoB de CV ROIC %?

Grupo ProfuturoB de CV MEX:GPROFUT 80 ROIC % is 2.71% as of Dec. 2025. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN172.14 (Modestly Undervalued). The stock has 5 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Grupo ProfuturoB de CV's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was 2.71%.

As of today (2026-06-26), Grupo ProfuturoB de CV's WACC % is 8.56%. Grupo ProfuturoB de CV's ROIC % is 2.58% (calculated using TTM income statement data). Grupo ProfuturoB de CV earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Grupo ProfuturoB de CV  (MEX:GPROFUT) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Grupo ProfuturoB de CV's WACC % is 8.56%. Grupo ProfuturoB de CV's ROIC % is 2.58% (calculated using TTM income statement data). Grupo ProfuturoB de CV earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Grupo ProfuturoB de CV ROIC % Related Terms


Grupo ProfuturoB de CV ROIC % Historical Data

* Premium members only.

The historical data trend for Grupo ProfuturoB de CV's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo ProfuturoB de CV ROIC % Chart

Grupo ProfuturoB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.78 -2.37 2.10 2.51 2.63

Grupo ProfuturoB de CV Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.44 2.61 2.34 2.61 2.71

MEX:GPROFUT vs MRSH, AON, AJG: ROIC % Comparison

For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo ProfuturoB de CV ROIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's ROIC % distribution charts can be found below:

* The bar in red indicates where Grupo ProfuturoB de CV's ROIC % falls into.


MEX:GPROFUT
80GF Score
Grupo Profuturo SAB de CV MEX:GPROFUT
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo ProfuturoB de CV ROIC % Calculation

Grupo ProfuturoB de CV's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=5002.874 * ( 1 - 28.48% )/( (126134.7 + 146059.711)/ 2 )
=3578.0554848/136097.2055
=2.63 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=138151.903 - 737.09 - ( 11280.113 - max(0, 1187.884 - 16337.146+11280.113))
=126134.7

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=159600.021 - 747.127 - ( 12793.183 - max(0, 1329.801 - 19905.128+12793.183))
=146059.711

Grupo ProfuturoB de CV's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Dec. 2025 is calculated as:

ROIC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=5541.564 * ( 1 - 28.29% )/( (146893.213 + 146059.711)/ 2 )
=3973.8555444/146476.462
=2.71 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=153548.191 - 1163.388 - ( 5491.59 - max(0, 1163.388 - 32263.209+5491.59))
=146893.213

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=159600.021 - 747.127 - ( 12793.183 - max(0, 1329.801 - 19905.128+12793.183))
=146059.711

Note: The Operating Income data used here is four times the quarterly (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 2.71% mean?
Grupo ProfuturoB de CV (MEX:GPROFUT) has a ROIC % of 2.71% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Grupo ProfuturoB de CV and its competitors.
Is Grupo ProfuturoB de CV's ROIC % too high?
Grupo ProfuturoB de CV's current ROIC % is 2.71%. The Insurance industry median ROIC % is 3.36. Grupo ProfuturoB de CV's value of 2.71% is 19.3% below this industry median. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's ROIC % compare to MRSH and AON?
Grupo ProfuturoB de CV's ROIC % of 2.71% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.36. Grupo ProfuturoB de CV's value of 2.71% is 19.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.36, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ProfuturoB de CV's current ROIC % of 2.71% is 19.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Grupo ProfuturoB de CV and its competitors. For the Insurance industry, the median ROIC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ProfuturoB de CV's current ROIC % is 2.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN172.14, compared to a current price of MXN126.40 — trading 26.6% below its estimated fair value. The current ROIC % is 2.71% and 19.3% below the Insurance industry median of 3.36. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current ROIC % is 2.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued. The current stock price of MXN126.40 is trading 26.6% below its estimated GF Value™ of MXN172.14. GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.

Key valuation signals for MEX:GPROFUT:

  • ROIC %: 2.71%
  • GF Value™: MXN172.14 vs. price of MXN126.40 (26.6% below fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 19.3% below the Insurance median

No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo ProfuturoB de CV Business Description

Address Boulevard Adolfo Lopez Mateos Numero 2009, 6 Piso, Col Los Alpes, Mexico City, DF, MEX, 01010
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
80GF Score

Get the complete analysis for MEX:GPROFUT

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN126.40
Price
MXN172.14
GF Value