Grupo ProfuturoB de CV (MEX:GPROFUT) Piotroski F-Score: 7 (As of Jun. 26, 2026) — Near Median


MEX:GPROFUT Grupo Profuturo SAB de CV MEX:GPROFUT
80 GF Score
Price MXN126.40
GF Value MXN172.14
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Grupo ProfuturoB de CV Piotroski F-Score?

Grupo ProfuturoB de CV MEX:GPROFUT 80 Piotroski F-Score is 7 as of Jun. 26, 2026, which is at its 10-year median of 7.00. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN172.14 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 482 Insurance companies, Grupo ProfuturoB de CV ranks better than 81.12% on this metric.

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Grupo ProfuturoB de CV has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

The historical rank and industry rank for Grupo ProfuturoB de CV's Piotroski F-Score or its related term are showing as below:

MEX:GPROFUT' s Piotroski F-Score Range Over the Past 10 Years
Min: 4   Med: 7   Max: 8
Current: 7

During the past 13 years, the highest Piotroski F-Score of Grupo ProfuturoB de CV was 8. The lowest was 4. And the median was 7.

Grupo ProfuturoB de CV  (MEX:GPROFUT) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


Grupo ProfuturoB de CV Piotroski F-Score Related Terms


Grupo ProfuturoB de CV Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for Grupo ProfuturoB de CV's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo ProfuturoB de CV Piotroski F-Score Chart

Grupo ProfuturoB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Piotroski F-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 5.00 5.00 7.00 7.00

Grupo ProfuturoB de CV Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.00 7.00 6.00 6.00 7.00

MEX:GPROFUT vs MRSH, AON, AJG: Piotroski F-Score Comparison

For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo ProfuturoB de CV Piotroski F-Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where Grupo ProfuturoB de CV's Piotroski F-Score falls into.


MEX:GPROFUT
80GF Score
Grupo Profuturo SAB de CV MEX:GPROFUT
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Dec25) TTM:Last Year (Dec24) TTM:
Net Income was 941.067 + 862.143 + 1092.311 + 1172.174 = MXN4,068 Mil.
Cash Flow from Operations was 669.62 + 633.199 + 599.313 + 631.909 = MXN2,534 Mil.
Revenue was 6566.434 + 10536.722 + 8407.895 + 10695.034 = MXN36,206 Mil.
Gross Profit was 4899.622 + 8577.12 + 6481.432 + 5900.642 = MXN25,859 Mil.
Average Total Assets from the begining of this year (Dec24)
to the end of this year (Dec25) was
(138151.903 + 142320.062 + 147820.418 + 153548.191 + 159600.021) / 5 = MXN148288.119 Mil.
Total Assets at the begining of this year (Dec24) was MXN138,152 Mil.
Long-Term Debt & Capital Lease Obligation was MXN3,820 Mil.
Total Current Assets was MXN19,905 Mil.
Total Current Liabilities was MXN1,330 Mil.
Net Income was 687.621 + 723.808 + 1073.231 + 894.712 = MXN3,379 Mil.

Revenue was 7563.511 + 5261.697 + 8578.86 + 6359.054 = MXN27,763 Mil.
Gross Profit was 6026.33 + 3691.921 + 6871.681 + 2365.952 = MXN18,956 Mil.
Average Total Assets from the begining of last year (Dec23)
to the end of last year (Dec24) was
(124042.435 + 129176.325 + 129325.452 + 135895.496 + 138151.903) / 5 = MXN131318.3222 Mil.
Total Assets at the begining of last year (Dec23) was MXN124,042 Mil.
Long-Term Debt & Capital Lease Obligation was MXN2,460 Mil.
Total Current Assets was MXN16,337 Mil.
Total Current Liabilities was MXN1,188 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Grupo ProfuturoB de CV's current Net Income (TTM) was 4,068. ==> Positive ==> Score 1.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Grupo ProfuturoB de CV's current Cash Flow from Operations (TTM) was 2,534. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Dec24)
=4067.695/138151.903
=0.02944364

ROA (Last Year)=Net Income/Total Assets (Dec23)
=3379.372/124042.435
=0.02724368

Grupo ProfuturoB de CV's return on assets of this year was 0.02944364. Grupo ProfuturoB de CV's return on assets of last year was 0.02724368. ==> This year is higher. ==> Score 1.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

Grupo ProfuturoB de CV's current Net Income (TTM) was 4,068. Grupo ProfuturoB de CV's current Cash Flow from Operations (TTM) was 2,534. ==> 2,534 <= 4,068 ==> CFROA <= ROA ==> Score 0.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Dec25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec24 to Dec25
=3820.159/148288.119
=0.02576173

Gearing (Last Year: Dec24)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec23 to Dec24
=2459.709/131318.3222
=0.01873089

Grupo ProfuturoB de CV's gearing of this year was 0.02576173. Grupo ProfuturoB de CV's gearing of last year was 0.01873089. ==> Last year is lower than this year ==> Score 0.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Dec25)=Total Current Assets/Total Current Liabilities
=19905.128/1329.801
=14.9685013

Current Ratio (Last Year: Dec24)=Total Current Assets/Total Current Liabilities
=16337.146/1187.884
=13.7531493

Grupo ProfuturoB de CV's current ratio of this year was 14.9685013. Grupo ProfuturoB de CV's current ratio of last year was 13.7531493. ==> This year's current ratio is higher. ==> Score 1.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

Grupo ProfuturoB de CV's number of shares in issue this year was 285.068. Grupo ProfuturoB de CV's number of shares in issue last year was 312.052. ==> There is smaller number of shares in issue this year, or the same. ==> Score 1.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=25858.816/36206.085
=0.71421188

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=18955.884/27763.122
=0.68277206

Grupo ProfuturoB de CV's gross margin of this year was 0.71421188. Grupo ProfuturoB de CV's gross margin of last year was 0.68277206. ==> This year's gross margin is higher. ==> Score 1.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Dec24)
=36206.085/138151.903
=0.26207446

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Dec23)
=27763.122/124042.435
=0.22381955

Grupo ProfuturoB de CV's asset turnover of this year was 0.26207446. Grupo ProfuturoB de CV's asset turnover of last year was 0.22381955. ==> This year's asset turnover is higher. ==> Score 1.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=1+1+1+0+0+1+1+1+1
=7

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Grupo ProfuturoB de CV has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 7 mean?
Grupo ProfuturoB de CV (MEX:GPROFUT) has a Piotroski F-Score of 7 as of Jun. 26, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Grupo ProfuturoB de CV and its competitors. This is near median its historical median of 7.00. Over the past decade, Grupo ProfuturoB de CV's Piotroski F-Score has ranged from 4.00 to 8.00. According to the industry distribution chart, Grupo ProfuturoB de CV ranks #91 out of 482 companies in the Insurance industry, placing it in the top 18.9%.
Is Grupo ProfuturoB de CV's Piotroski F-Score too high?
Grupo ProfuturoB de CV's current Piotroski F-Score of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 8.00. The Insurance industry median Piotroski F-Score is 6.00. Grupo ProfuturoB de CV's value of 7 is 16.7% above this industry median. Based on the distribution chart, Grupo ProfuturoB de CV ranks #91 out of 482 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's Piotroski F-Score compare to MRSH and AON?
According to the Insurance industry distribution chart, Grupo ProfuturoB de CV ranks #91 out of 482 companies for Piotroski F-Score. This places Grupo ProfuturoB de CV in the top 19% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 6.00. Grupo ProfuturoB de CV's value of 7 is 16.7% above this benchmark. Historically, Grupo ProfuturoB de CV's own Piotroski F-Score has ranged from 4.00 to 8.00 over the past decade. While the company's 10-year median is 7.00 vs. the industry median of 6.00, Grupo ProfuturoB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Insurance company?
The median Piotroski F-Score among Insurance companies is 6.00, based on 482 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ProfuturoB de CV's current Piotroski F-Score of 7 is 16.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Grupo ProfuturoB de CV and its competitors. For the Insurance industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ProfuturoB de CV's current Piotroski F-Score is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN172.14, compared to a current price of MXN126.40 — trading 26.6% below its estimated fair value. The current Piotroski F-Score is 7, which is near median its 10-year median of 7.00 and 16.7% above the Insurance industry median of 6.00. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current Piotroski F-Score is 7 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued. The current stock price of MXN126.40 is trading 26.6% below its estimated GF Value™ of MXN172.14. GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.

Key valuation signals for MEX:GPROFUT:

  • Piotroski F-Score: 7 (near median its 10-year median of 7.00)
  • GF Value™: MXN172.14 vs. price of MXN126.40 (26.6% below fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 16.7% above the Insurance median (#91 of 482)

No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo ProfuturoB de CV Business Description

Address Boulevard Adolfo Lopez Mateos Numero 2009, 6 Piso, Col Los Alpes, Mexico City, DF, MEX, 01010
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
80GF Score

Get the complete analysis for MEX:GPROFUT

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN126.40
Price
MXN172.14
GF Value