Grupo ProfuturoB de CV (MEX:GPROFUT) Piotroski F-Score: 4 (As of Aug. 10, 2026) — 33% Below Median

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MEX:GPROFUT Grupo Profuturo SAB de CV MEX:GPROFUT
80 GF Score
Price MXN126.40
GF Value MXN163.41
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Grupo ProfuturoB de CV Piotroski F-Score?

Grupo ProfuturoB de CV MEX:GPROFUT 80 Piotroski F-Score is 4 as of Aug. 10, 2026, which is 33% below its 10-year median of 6.00. GuruFocus rates MEX:GPROFUT with a GF Score™ of 80/100 and a GF Value™ of MXN163.41 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 489 Insurance companies, Grupo ProfuturoB de CV ranks worse than 78.94% on this metric.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Grupo ProfuturoB de CV has an F-score of 4 indicating the company's financial situation is typical for a stable company.

The historical rank and industry rank for Grupo ProfuturoB de CV's Piotroski F-Score or its related term are showing as below:

MEX:GPROFUT' s Piotroski F-Score Range Over the Past 10 Years
Min: 3   Med: 6   Max: 9
Current: 4

During the past 13 years, the highest Piotroski F-Score of Grupo ProfuturoB de CV was 9. The lowest was 3. And the median was 6.

Grupo ProfuturoB de CV  (MEX:GPROFUT) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


Grupo ProfuturoB de CV Piotroski F-Score Related Terms


Grupo ProfuturoB de CV Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for Grupo ProfuturoB de CV's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo ProfuturoB de CV Piotroski F-Score Chart

Grupo ProfuturoB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Piotroski F-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 5.00 5.00 7.00 7.00

Grupo ProfuturoB de CV Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.00 6.00 7.00 6.00 4.00

MEX:GPROFUT vs MRSH, AON, AJG: Piotroski F-Score Comparison

For the Insurance Brokers subindustry, Grupo ProfuturoB de CV's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo ProfuturoB de CV Piotroski F-Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo ProfuturoB de CV's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where Grupo ProfuturoB de CV's Piotroski F-Score falls into.


MEX:GPROFUT
80GF Score
Grupo Profuturo SAB de CV MEX:GPROFUT
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Jun26) TTM:Last Year (Jun25) TTM:
Net Income was 1092.311 + 1172.174 + 1006.078 + 1439.406 = MXN4,710 Mil.
Cash Flow from Operations was 618.141 + 631.909 + 1129.383 + 660.091 = MXN3,040 Mil.
Revenue was 8407.895 + 10695.034 + 8474.374 + 8401.586 = MXN35,979 Mil.
Gross Profit was 6481.432 + 5900.642 + 6504.082 + 6266.678 = MXN25,153 Mil.
Average Total Assets from the begining of this year (Jun25)
to the end of this year (Jun26) was
(147820.418 + 153548.191 + 159600.021 + 164851.303 + 167088.579) / 5 = MXN158581.7024 Mil.
Total Assets at the begining of this year (Jun25) was MXN147,820 Mil.
Long-Term Debt & Capital Lease Obligation was MXN6,647 Mil.
Total Current Assets was MXN27,127 Mil.
Total Current Liabilities was MXN1,463 Mil.
Net Income was 1073.231 + 894.712 + 941.067 + 862.143 = MXN3,771 Mil.

Revenue was 8578.86 + 6359.054 + 6566.434 + 10536.722 = MXN32,041 Mil.
Gross Profit was 6871.681 + 2365.952 + 4899.622 + 8577.12 = MXN22,714 Mil.
Average Total Assets from the begining of last year (Jun24)
to the end of last year (Jun25) was
(129325.452 + 135895.496 + 138151.903 + 142320.062 + 147820.418) / 5 = MXN138702.6662 Mil.
Total Assets at the begining of last year (Jun24) was MXN129,325 Mil.
Long-Term Debt & Capital Lease Obligation was MXN5,650 Mil.
Total Current Assets was MXN31,007 Mil.
Total Current Liabilities was MXN1,055 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Grupo ProfuturoB de CV's current Net Income (TTM) was 4,710. ==> Positive ==> Score 1.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Grupo ProfuturoB de CV's current Cash Flow from Operations (TTM) was 3,040. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Jun25)
=4709.969/147820.418
=0.03186278

ROA (Last Year)=Net Income/Total Assets (Jun24)
=3771.153/129325.452
=0.02916018

Grupo ProfuturoB de CV's return on assets of this year was 0.03186278. Grupo ProfuturoB de CV's return on assets of last year was 0.02916018. ==> This year is higher. ==> Score 1.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

Grupo ProfuturoB de CV's current Net Income (TTM) was 4,710. Grupo ProfuturoB de CV's current Cash Flow from Operations (TTM) was 3,040. ==> 3,040 <= 4,710 ==> CFROA <= ROA ==> Score 0.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Jun26)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Jun25 to Jun26
=6646.877/158581.7024
=0.04191453

Gearing (Last Year: Jun25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Jun24 to Jun25
=5649.967/138702.6662
=0.04073438

Grupo ProfuturoB de CV's gearing of this year was 0.04191453. Grupo ProfuturoB de CV's gearing of last year was 0.04073438. ==> Last year is lower than this year ==> Score 0.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Jun26)=Total Current Assets/Total Current Liabilities
=27126.511/1463.191
=18.53928229

Current Ratio (Last Year: Jun25)=Total Current Assets/Total Current Liabilities
=31006.553/1055.354
=29.38023924

Grupo ProfuturoB de CV's current ratio of this year was 18.53928229. Grupo ProfuturoB de CV's current ratio of last year was 29.38023924. ==> Last year's current ratio is higher ==> Score 0.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

Grupo ProfuturoB de CV's number of shares in issue this year was 291.921. Grupo ProfuturoB de CV's number of shares in issue last year was 300.535. ==> There is smaller number of shares in issue this year, or the same. ==> Score 1.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=25152.834/35978.889
=0.6990998

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=22714.375/32041.07
=0.70891437

Grupo ProfuturoB de CV's gross margin of this year was 0.6990998. Grupo ProfuturoB de CV's gross margin of last year was 0.70891437. ==> Last year's gross margin is higher ==> Score 0.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Jun25)
=35978.889/147820.418
=0.24339594

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Jun24)
=32041.07/129325.452
=0.24775533

Grupo ProfuturoB de CV's asset turnover of this year was 0.24339594. Grupo ProfuturoB de CV's asset turnover of last year was 0.24775533. ==> Last year's asset turnover is higher ==> Score 0.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=1+1+1+0+0+0+1+0+0
=4

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Grupo ProfuturoB de CV has an F-score of 4 indicating the company's financial situation is typical for a stable company.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 4 mean?
Grupo ProfuturoB de CV (MEX:GPROFUT) has a Piotroski F-Score of 4 as of Aug. 10, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Grupo ProfuturoB de CV and its competitors. This is 33% below median its historical median of 6.00. Over the past decade, Grupo ProfuturoB de CV's Piotroski F-Score has ranged from 3.00 to 9.00. According to the industry distribution chart, Grupo ProfuturoB de CV ranks #386 out of 489 companies in the Insurance industry, placing it in the top 78.9%.
Is Grupo ProfuturoB de CV's Piotroski F-Score too high?
Grupo ProfuturoB de CV's current Piotroski F-Score of 4 is 33% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. The Insurance industry median Piotroski F-Score is 6.00. Grupo ProfuturoB de CV's value of 4 is 33.3% below this industry median. Based on the distribution chart, Grupo ProfuturoB de CV ranks #386 out of 489 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Grupo ProfuturoB de CV has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo ProfuturoB de CV's Piotroski F-Score compare to MRSH and AON?
According to the Insurance industry distribution chart, Grupo ProfuturoB de CV ranks #386 out of 489 companies for Piotroski F-Score. This places Grupo ProfuturoB de CV in the lower half of its industry. The industry median Piotroski F-Score is 6.00. Grupo ProfuturoB de CV's value of 4 is 33.3% below this benchmark. Historically, Grupo ProfuturoB de CV's own Piotroski F-Score has ranged from 3.00 to 9.00 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 6.00, Grupo ProfuturoB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Insurance company?
The median Piotroski F-Score among Insurance companies is 6.00, based on 489 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ProfuturoB de CV's current Piotroski F-Score of 4 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Grupo ProfuturoB de CV and its competitors. For the Insurance industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ProfuturoB de CV's current Piotroski F-Score is 4, which is 33% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ProfuturoB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo ProfuturoB de CV (MEX:GPROFUT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN163.41, compared to a current price of MXN126.40 — trading 22.6% below its estimated fair value. The current Piotroski F-Score is 4, which is 33% below median its 10-year median of 6.00 and 33.3% below the Insurance industry median of 6.00. Grupo ProfuturoB de CV's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Grupo ProfuturoB de CV (MEX:GPROFUT), the current Piotroski F-Score is 4 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo ProfuturoB de CV (MEX:GPROFUT) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo ProfuturoB de CV stock appears to be undervalued. The current stock price of MXN126.40 is trading 22.6% below its estimated GF Value™ of MXN163.41. GuruFocus considers Grupo ProfuturoB de CV to be Modestly Undervalued.

Key valuation signals for MEX:GPROFUT:

  • Piotroski F-Score: 4 (33% below median its 10-year median of 6.00)
  • GF Value™: MXN163.41 vs. price of MXN126.40 (22.6% below fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 33.3% below the Insurance median (#386 of 489)

No single metric tells the full story. See the MEX:GPROFUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo ProfuturoB de CV Business Description

Address Boulevard Adolfo Lopez Mateos Numero 2009, 6 Piso, Col Los Alpes, Mexico City, DF, MEX, 01010
Grupo Profuturo SAB de CV is engaged in the financial sector in Mexico. The company offers counselling services for life plan, savings, and asset-building purposes.
80GF Score

Get the complete analysis for MEX:GPROFUT

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN126.40
Price
MXN163.41
GF Value