PayPointPYPTF 78 Days Payable is 278.77 as of Mar. 2026, which is 44% below its 10-year median of 500.94. GuruFocus rates PYPTF with a GF Score™ of 78/100 and a GF Value™ of $9.32 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,604 Software companies, PayPoint ranks better than 90.51% on this metric.
PayPoint's average Accounts Payable for the
six
months ended in Mar. 2026 was $218.8 Mil. PayPoint's Cost of Goods Sold for the
six
months ended in Mar. 2026 was $143.2 Mil.
Hence, PayPoint's Days Payable for the
six
months ended in Mar. 2026 was 278.77.
The historical rank and industry rank for PayPoint's Days Payable or its related term are showing as below:
PYPTF'
s Days Payable Range Over the Past 10 Years
Min: 208.87 Med: 500.94 Max: 1117.28
Current: 324.61
During the past 13 years, PayPoint's highest Days Payable was 1117.28. The lowest was 208.87. And the median was 500.94.
PYPTF's Days Payable is ranked better than 90.51% of 2604
companies
in the Software industry
Industry Median: 53.955
vs PYPTF: 324.61
PayPoint's Days Payable
declined
from Mar. 2025 (304.53) to Mar. 2026 (278.77).
It may suggest that PayPointaccelerated paying its suppliers.
PayPoint Days Payable Related Terms
PayPoint Days Payable Historical Data
* Premium members only.
The historical data trend for PayPoint's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PYPTF vs MSFT, ORCL, PLTR: Days Payable Comparison
For the Software - Infrastructure subindustry, PayPoint's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPoint Days Payable vs Software Industry
For the Software industry and Technology sector, PayPoint's Days Payable distribution charts can be found below:
* The bar in red indicates where PayPoint's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PayPoint's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPoint (PYPTF) has a Days Payable of 278.77 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PayPoint and its competitors. This is 44% below median its historical median of 500.94. Over the past decade, PayPoint's Days Payable has ranged from 208.87 to 1,117.28. According to the industry distribution chart, PayPoint ranks #247 out of 2604 companies in the Software industry, placing it in the top 9.5%.
Is PayPoint's Days Payable too high?
PayPoint's current Days Payable of 278.77 is 44% below median its 10-year median of 500.94. Over the past 10 years, this metric has ranged from a low of 208.87 to a high of 1,117.28. The Software industry median Days Payable is 53.96. PayPoint's value of 278.77 is 416.7% above this industry median. Based on the distribution chart, PayPoint ranks #247 out of 2604 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PayPoint has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #247 out of 2604 companies for Days Payable. This places PayPoint in the top 10% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.96. PayPoint's value of 278.77 is 416.7% above this benchmark. Historically, PayPoint's own Days Payable has ranged from 208.87 to 1,117.28 over the past decade. While the company's 10-year median is 500.94 vs. the industry median of 53.96, PayPoint has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPoint's current Days Payable of 278.77 is 416.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PayPoint and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPoint's current Days Payable is 278.77, which is 44% below median its own 10-year median of 500.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.32, compared to a current price of $7.50 — trading 19.5% below its estimated fair value. The current Days Payable is 278.77, which is 44% below median its 10-year median of 500.94 and 416.7% above the Software industry median of 53.96. PayPoint's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PayPoint (PYPTF), the current Days Payable is 278.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPoint (PYPTF) Overvalued in 2026?
Based on GuruFocus' analysis, PayPoint stock appears to be undervalued.
The current stock price of $7.50 is trading 19.5% below its estimated GF Value™ of $9.32.
GuruFocus considers PayPoint to be Modestly Undervalued.
Key valuation signals for PYPTF:
Days Payable: 278.77 (44% below median its 10-year median of 500.94)
GF Value™: $9.32 vs. price of $7.50 (19.5% below fair value)
Industry Position: 416.7% above the Software median (#247 of 2604)
No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
78GF Score
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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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