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PayPointPYPTF 88 EV-to-EBIT is 6.07 as of Jul. 27, 2026, which is 43% below its 10-year median of 10.73. GuruFocus rates PYPTF with a GF Score™ of 88/100 and a GF Value™ of $9.57 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,770 Software companies, PayPoint ranks better than 80.34% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
PayPoint's Enterprise Value for the quarter that ended in Mar. 2026 was $491.2 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PayPoint's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $86.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPoint EV-to-EBIT Related Terms
PayPoint EV-to-EBIT Historical Data
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The historical data trend for PayPoint's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, PayPoint's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPoint EV-to-EBIT vs Software Industry
For the Software industry and Technology sector, PayPoint's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where PayPoint's EV-to-EBIT falls into.
PayPoint's current Enterprise Value is $525.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PayPoint's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $86.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPoint (PYPTF) has a EV-to-EBIT of 6.07 as of Jul. 27, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PayPoint and its competitors. This is 43% below median its historical median of 10.73. Over the past decade, PayPoint's EV-to-EBIT has ranged from 6.11 to 86.73. According to the industry distribution chart, PayPoint ranks #348 out of 1770 companies in the Software industry, placing it in the top 19.7%.
Is PayPoint's EV-to-EBIT too high?
PayPoint's current EV-to-EBIT of 6.07 is 43% below median its 10-year median of 10.73. Over the past 10 years, this metric has ranged from a low of 6.11 to a high of 86.73. The Software industry median EV-to-EBIT is 13.95. PayPoint's value of 6.07 is 56.5% below this industry median. Based on the distribution chart, PayPoint ranks #348 out of 1770 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PayPoint has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's EV-to-EBIT compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #348 out of 1770 companies for EV-to-EBIT. This places PayPoint in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 13.95. PayPoint's value of 6.07 is 56.5% below this benchmark. Historically, PayPoint's own EV-to-EBIT has ranged from 6.11 to 86.73 over the past decade. While the company's 10-year median is 10.73 vs. the industry median of 13.95, PayPoint has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Software company?
The median EV-to-EBIT among Software companies is 13.95, based on 1,770 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPoint's current EV-to-EBIT of 6.07 is 56.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PayPoint and its competitors. For the Software industry, the median EV-to-EBIT is 13.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPoint's current EV-to-EBIT is 6.07, which is 43% below median its own 10-year median of 10.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.57, compared to a current price of $7.50 — trading 21.6% below its estimated fair value. The current EV-to-EBIT is 6.07, which is 43% below median its 10-year median of 10.73 and 56.5% below the Software industry median of 13.95. PayPoint's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PayPoint (PYPTF), the current EV-to-EBIT is 6.07 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPoint (PYPTF) Overvalued in 2026?
Based on GuruFocus' analysis, PayPoint stock appears to be undervalued.
The current stock price of $7.50 is trading 21.6% below its estimated GF Value™ of $9.57.
GuruFocus considers PayPoint to be Modestly Undervalued.
Key valuation signals for PYPTF:
EV-to-EBIT: 6.07 (43% below median its 10-year median of 10.73)
GF Value™: $9.57 vs. price of $7.50 (21.6% below fair value)
Industry Position: 56.5% below the Software median (#348 of 1770)
No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
88GF Score
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