Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PayPointPYPTF 87 3-Year Share Buyback Ratio is 3.20 as of Mar. 2026. GuruFocus rates PYPTF with a GF Score™ of 87/100 and a GF Value™ of $8.79 (Fairly Valued). The stock has 6 warning signs investors should review. Among 2,134 Software companies, PayPoint ranks better than 95.88% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. PayPoint's current 3-Year Share Buyback Ratio was 3.20%.
The historical rank and industry rank for PayPoint's 3-Year Share Buyback Ratio or its related term are showing as below:
PYPTF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -2 Med: -0.1 Max: 3.2
Current: 3.2
During the past 13 years, PayPoint's highest 3-Year Share Buyback Ratio was 3.20%. The lowest was -2.00%. And the median was -0.10%.
PYPTF's 3-Year Share Buyback Ratio is ranked better than 95.88% of 2134
companies
in the Software industry
Industry Median: -1.6
vs PYPTF: 3.20
PayPoint (OTCPK:PYPTF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
PayPoint 3-Year Share Buyback Ratio Related Terms
PYPTF vs MSFT, ORCL, PLTR: 3-Year Share Buyback Ratio Comparison
For the Software - Infrastructure subindustry, PayPoint's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPoint 3-Year Share Buyback Ratio vs Software Industry
For the Software industry and Technology sector, PayPoint's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where PayPoint's 3-Year Share Buyback Ratio falls into.
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 3.20 mean?
PayPoint (PYPTF) has a 3-Year Share Buyback Ratio of 3.20 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for PayPoint and its competitors. According to the industry distribution chart, PayPoint ranks #88 out of 2134 companies in the Software industry, placing it in the top 4.1%.
Is PayPoint's 3-Year Share Buyback Ratio too high?
PayPoint's current 3-Year Share Buyback Ratio is 3.20. Based on the distribution chart, PayPoint ranks #88 out of 2134 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PayPoint has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's 3-Year Share Buyback Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #88 out of 2134 companies for 3-Year Share Buyback Ratio. This places PayPoint in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Software company?
A good 3-Year Share Buyback Ratio depends on the Software industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for PayPoint and its competitors. PayPoint's current 3-Year Share Buyback Ratio is 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Fairly Valued. The stock's GF Value™ is $8.79, compared to a current price of $8.18 — trading 6.9% below its estimated fair value. The current 3-Year Share Buyback Ratio is 3.20. PayPoint's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For PayPoint (PYPTF), the current 3-Year Share Buyback Ratio is 3.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPoint (PYPTF) Overvalued in 2026?
Based on GuruFocus' analysis, PayPoint stock appears to be undervalued.
The current stock price of $8.18 is trading 6.9% below its estimated GF Value™ of $8.79.
GuruFocus considers PayPoint to be Fairly Valued.
Key valuation signals for PYPTF:
3-Year Share Buyback Ratio: 3.20
GF Value™: $8.79 vs. price of $8.18 (6.9% below fair value)
No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
87GF Score
Get the complete analysis for PYPTF
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PYPTF has been successfully added to your 
