PayPointPYPTF 86 5-Year Yield-on-Cost % is 8.52 as of Jul. 12, 2026, which is 28% above its 10-year median of 6.64. GuruFocus rates PYPTF with a GF Score™ of 86/100 and a GF Value™ of $9.77 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,032 Software companies, PayPoint ranks better than 84.79% on this metric.
PayPoint's yield on cost for the quarter that ended in Mar. 2026 was 8.52.
The historical rank and industry rank for PayPoint's 5-Year Yield-on-Cost % or its related term are showing as below:
PYPTF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.22 Med: 6.64 Max: 11.65
Current: 8.52
During the past 13 years, PayPoint's highest Yield on Cost was 11.65. The lowest was 4.22. And the median was 6.64.
PYPTF's 5-Year Yield-on-Cost % is ranked better than 84.79% of 1032
companies
in the Software industry
Industry Median: 3.04
vs PYPTF: 8.52
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PayPoint 5-Year Yield-on-Cost % Related Terms
PYPTF vs MSFT, ORCL, PLTR: 5-Year Yield-on-Cost % Comparison
For the Software - Infrastructure subindustry, PayPoint's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPoint 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, PayPoint's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PayPoint's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of PayPoint is calculated as
PayPoint (PYPTF) has a 5-Year Yield-on-Cost % of 8.52 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PayPoint and its competitors. This is 28% above median its historical median of 6.64. Over the past decade, PayPoint's 5-Year Yield-on-Cost % has ranged from 4.22 to 11.65. According to the industry distribution chart, PayPoint ranks #157 out of 1032 companies in the Software industry, placing it in the top 15.2%.
Is PayPoint's 5-Year Yield-on-Cost % too high?
PayPoint's current 5-Year Yield-on-Cost % of 8.52 is 28% above median its 10-year median of 6.64. Over the past 10 years, this metric has ranged from a low of 4.22 to a high of 11.65. The Software industry median 5-Year Yield-on-Cost % is 3.04. PayPoint's value of 8.52 is 180.3% above this industry median. Based on the distribution chart, PayPoint ranks #157 out of 1032 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PayPoint has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's 5-Year Yield-on-Cost % compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #157 out of 1032 companies for 5-Year Yield-on-Cost %. This places PayPoint in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.04. PayPoint's value of 8.52 is 180.3% above this benchmark. Historically, PayPoint's own 5-Year Yield-on-Cost % has ranged from 4.22 to 11.65 over the past decade. While the company's 10-year median is 6.64 vs. the industry median of 3.04, PayPoint has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.04, based on 1,032 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPoint's current 5-Year Yield-on-Cost % of 8.52 is 180.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PayPoint and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPoint's current 5-Year Yield-on-Cost % is 8.52, which is 28% above median its own 10-year median of 6.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.77, compared to a current price of $7.50 — trading 23.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 8.52, which is 28% above median its 10-year median of 6.64 and 180.3% above the Software industry median of 3.04. PayPoint's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PayPoint (PYPTF), the current 5-Year Yield-on-Cost % is 8.52 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPoint (PYPTF) Overvalued in 2026?
Based on GuruFocus' analysis, PayPoint stock appears to be undervalued.
The current stock price of $7.50 is trading 23.2% below its estimated GF Value™ of $9.77.
GuruFocus considers PayPoint to be Modestly Undervalued.
Key valuation signals for PYPTF:
5-Year Yield-on-Cost %: 8.52 (28% above median its 10-year median of 6.64)
GF Value™: $9.77 vs. price of $7.50 (23.2% below fair value)
Industry Position: 180.3% above the Software median (#157 of 1032)
No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
86GF Score
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