PYPTF (PayPoint) Dividend Payout Ratio: 0.44 (As of Mar. 2026) — 29% Below Median


PYPTF PayPoint PLC PYPTF
78 GF Score
Price $7.50
GF Value $9.32
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PayPoint Dividend Payout Ratio?

PayPoint PYPTF 78 Dividend Payout Ratio is 0.44 as of Mar. 2026, which is 29% below its 10-year median of 0.62. GuruFocus rates PYPTF with a GF Score™ of 78/100 and a GF Value™ of $9.32 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 864 Software companies, PayPoint ranks worse than 65.39% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. PayPoint's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.44.

The historical rank and industry rank for PayPoint's Dividend Payout Ratio or its related term are showing as below:

PYPTF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.56   Med: 0.62   Max: 0.81
Current: 0.56

During the past 13 years, the highest Dividend Payout Ratio of PayPoint was 0.81. The lowest was 0.56. And the median was 0.62.

PYPTF's Dividend Payout Ratio is ranked worse than
65.39% of 864 companies
in the Software industry
Industry Median: 0.41 vs PYPTF: 0.56

As of today (2026-06-27), the Dividend Yield % of PayPoint is 7.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of PayPoint was 9.53%. The lowest was 3.45%. And the median was 5.41%.

PayPoint's Dividends per Share for the months ended in Mar. 2026 was $0.26.

During the past 12 months, PayPoint's average Dividends Per Share Growth Rate was -1.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -1.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PayPoint was 26.00% per year. The lowest was -11.70% per year. And the median was 9.35% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

PayPoint (OTCPK:PYPTF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

PayPoint Dividend Payout Ratio Related Terms

PayPoint Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for PayPoint's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPoint Dividend Payout Ratio Chart

PayPoint Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.61 0.60 0.60 0.61 0.56

PayPoint Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.70 0.53 0.73 0.44

PYPTF vs MSFT, ORCL, PLTR: Dividend Payout Ratio Comparison

For the Software - Infrastructure subindustry, PayPoint's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PayPoint Dividend Payout Ratio vs Software Industry

For the Software industry and Technology sector, PayPoint's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where PayPoint's Dividend Payout Ratio falls into.


PYPTF
78GF Score
PayPoint PLC PYPTF
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PayPoint Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

PayPoint's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=0.547/ 0.981
=0.56

PayPoint's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.264/ 0.596
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.44 mean?
PayPoint (PYPTF) has a Dividend Payout Ratio of 0.44 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PayPoint and its competitors. This is 29% below median its historical median of 0.62. Over the past decade, PayPoint's Dividend Payout Ratio has ranged from 0.56 to 0.81. According to the industry distribution chart, PayPoint ranks #565 out of 864 companies in the Software industry, placing it in the top 65.4%.
Is PayPoint's Dividend Payout Ratio too high?
PayPoint's current Dividend Payout Ratio of 0.44 is 29% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 0.81. The Software industry median Dividend Payout Ratio is 0.41. PayPoint's value of 0.44 is 7.3% above this industry median. Based on the distribution chart, PayPoint ranks #565 out of 864 companies in the Software industry, which is below the industry midpoint. Overall, PayPoint has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's Dividend Payout Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #565 out of 864 companies for Dividend Payout Ratio. This places PayPoint in the lower half of its industry. The industry median Dividend Payout Ratio is 0.41. PayPoint's value of 0.44 is 7.3% above this benchmark. Historically, PayPoint's own Dividend Payout Ratio has ranged from 0.56 to 0.81 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.41, PayPoint has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Software company?
The median Dividend Payout Ratio among Software companies is 0.41, based on 864 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPoint's current Dividend Payout Ratio of 0.44 is 7.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PayPoint and its competitors. For the Software industry, the median Dividend Payout Ratio is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPoint's current Dividend Payout Ratio is 0.44, which is 29% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.32, compared to a current price of $7.50 — trading 19.5% below its estimated fair value. The current Dividend Payout Ratio is 0.44, which is 29% below median its 10-year median of 0.62 and 7.3% above the Software industry median of 0.41. PayPoint's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For PayPoint (PYPTF), the current Dividend Payout Ratio is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPoint (PYPTF) Overvalued in 2026?

Based on GuruFocus' analysis, PayPoint stock appears to be undervalued. The current stock price of $7.50 is trading 19.5% below its estimated GF Value™ of $9.32. GuruFocus considers PayPoint to be Modestly Undervalued.

Key valuation signals for PYPTF:

  • Dividend Payout Ratio: 0.44 (29% below median its 10-year median of 0.62)
  • GF Value™: $9.32 vs. price of $7.50 (19.5% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 7.3% above the Software median (#565 of 864)

No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PayPoint Business Description

Other Exchanges PAYl:UKPAY:UK
Address 1 The Boulevard, Shire Park, Welwyn Garden City, Hertfordshire, GBR, AL7 1EL
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
78GF Score

Get the complete analysis for PYPTF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$9.32
GF Value