PYPTF (PayPoint) Short-Term Debt: $10.8 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PYPTF PayPoint PLC PYPTF
86 GF Score
Price $7.50
GF Value $9.13
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PayPoint Short-Term Debt?

PayPoint PYPTF 86 Short-Term Debt is $10.8 Mil as of Mar. 2026. GuruFocus rates PYPTF with a GF Score™ of 86/100 and a GF Value™ of $9.13 (Modestly Undervalued). The stock has 4 warning signs investors should review.

PayPoint's Short-Term Debt for the quarter that ended in Mar. 2026 was $10.8 Mil.

PayPoint's quarterly Short-Term Debt increased from Mar. 2025 ($0.3 Mil) to Sep. 2025 ($0.5 Mil) and increased from Sep. 2025 ($0.5 Mil) to Mar. 2026 ($10.8 Mil).

PayPoint's annual Short-Term Debt declined from Mar. 2024 ($20.9 Mil) to Mar. 2025 ($0.3 Mil) but then increased from Mar. 2025 ($0.3 Mil) to Mar. 2026 ($10.8 Mil).

PayPoint Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

PayPoint Short-Term Debt Related Terms

PayPoint Short-Term Debt Historical Data

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The historical data trend for PayPoint's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPoint Short-Term Debt Chart

PayPoint Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.23 14.89 20.88 0.34 10.83

PayPoint Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.88 0.48 0.34 0.50 10.83
PYPTF
86GF Score
PayPoint PLC PYPTF
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $10.8 Mil mean?
PayPoint (PYPTF) has a Short-Term Debt of $10.8 Mil as of Mar. 2026.
Is PayPoint's Short-Term Debt too high?
PayPoint's current Short-Term Debt is $10.8 Mil. Overall, PayPoint has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's Short-Term Debt compare to MSFT and ORCL?
PayPoint's Short-Term Debt of $10.8 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. PayPoint's current Short-Term Debt is $10.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.13, compared to a current price of $7.50 — trading 17.9% below its estimated fair value. The current Short-Term Debt is $10.8 Mil. PayPoint's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For PayPoint (PYPTF), the current Short-Term Debt is $10.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPoint (PYPTF) Overvalued in 2026?

Based on GuruFocus' analysis, PayPoint stock appears to be undervalued. The current stock price of $7.50 is trading 17.9% below its estimated GF Value™ of $9.13. GuruFocus considers PayPoint to be Modestly Undervalued.

Key valuation signals for PYPTF:

  • Short-Term Debt: $10.8 Mil
  • GF Value™: $9.13 vs. price of $7.50 (17.9% below fair value)
  • GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PayPoint Business Description

Other Exchanges PAYl:UKPAY:UK
Address 1 The Boulevard, Shire Park, Welwyn Garden City, Hertfordshire, GBR, AL7 1EL
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
86GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$9.13
GF Value