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PayPointPYPTF 85 3-Year EBITDA Growth Rate is 13.50% as of Mar. 2026, which is 89% above its 10-year median of 7.15. GuruFocus rates PYPTF with a GF Score™ of 85/100 and a GF Value™ of $9.17 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 2,072 Software companies, PayPoint ranks better than 51.83% on this metric.
During the past 12 months, PayPoint's average EBITDA Per Share Growth Rate was 41.70% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 13.50% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 14.80% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 8.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of PayPoint was 66.40% per year. The lowest was -32.60% per year. And the median was 7.15% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
PayPoint 3-Year EBITDA Growth Rate Related Terms
PYPTF vs MSFT, ORCL, PLTR: 3-Year EBITDA Growth Rate Comparison
For the Software - Infrastructure subindustry, PayPoint's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPoint 3-Year EBITDA Growth Rate vs Software Industry
For the Software industry and Technology sector, PayPoint's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PayPoint's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 13.50% mean?
PayPoint (PYPTF) has a 3-Year EBITDA Growth Rate of 13.50% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PayPoint and its competitors. This is 89% above median its historical median of 7.15. According to the industry distribution chart, PayPoint ranks #998 out of 2072 companies in the Software industry, placing it in the top 48.2%.
Is PayPoint's 3-Year EBITDA Growth Rate too high?
PayPoint's current 3-Year EBITDA Growth Rate of 13.50% is 89% above median its 10-year median of 7.15. The Software industry median 3-Year EBITDA Growth Rate is 12.40. PayPoint's value of 13.50% is 8.9% above this industry median. Based on the distribution chart, PayPoint ranks #998 out of 2072 companies in the Software industry, which is above the industry midpoint. Overall, PayPoint has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's 3-Year EBITDA Growth Rate compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #998 out of 2072 companies for 3-Year EBITDA Growth Rate. This puts PayPoint in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 12.40. PayPoint's value of 13.50% is 8.9% above this benchmark. While the company's 10-year median is 7.15 vs. the industry median of 12.40, PayPoint has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.40, based on 2,072 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPoint's current 3-Year EBITDA Growth Rate of 13.50% is 8.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PayPoint and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPoint's current 3-Year EBITDA Growth Rate is 13.50%, which is 89% above median its own 10-year median of 7.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.17, compared to a current price of $8.18 — trading 10.8% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 13.50%, which is 89% above median its 10-year median of 7.15 and 8.9% above the Software industry median of 12.40. PayPoint's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For PayPoint (PYPTF), the current 3-Year EBITDA Growth Rate is 13.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPoint (PYPTF) Overvalued in 2026?
Based on GuruFocus' analysis, PayPoint stock appears to be undervalued.
The current stock price of $8.18 is trading 10.8% below its estimated GF Value™ of $9.17.
GuruFocus considers PayPoint to be Modestly Undervalued.
Key valuation signals for PYPTF:
3-Year EBITDA Growth Rate: 13.50% (89% above median its 10-year median of 7.15)
GF Value™: $9.17 vs. price of $8.18 (10.8% below fair value)
Industry Position: 8.9% above the Software median (#998 of 2072)
No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
85GF Score
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