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PayPointPYPTF 88 Forward PE Ratio is 6.72 as of Jul. 15, 2026. GuruFocus rates PYPTF with a GF Score™ of 88/100 and a GF Value™ of $9.13 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,172 Software companies, PayPoint ranks better than 91.3% on this metric.
PayPoint (OTCPK:PYPTF) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
PayPoint Forward PE Ratio Related Terms
PayPoint Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for PayPoint's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPoint Forward PE Ratio Chart
PayPoint Annual Data
Trend
2017-03
2018-03
2019-03
2025-03
2026-03
Forward PE Ratio
15.20
13.72
13.21
8.16
6.59
PayPoint Semi-Annual Data
2017-03
2017-09
2018-03
2018-09
2019-03
2020-09
2025-03
2025-09
2026-03
Forward PE Ratio
15.20
13.40
13.72
14.06
13.21
11.85
8.16
8.85
6.59
PYPTF vs MSFT, ORCL, PLTR: Forward PE Ratio Comparison
For the Software - Infrastructure subindustry, PayPoint's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPoint Forward PE Ratio vs Software Industry
For the Software industry and Technology sector, PayPoint's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where PayPoint's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
PayPoint (PYPTF) has a Forward PE Ratio of 6.72 as of Jul. 15, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on PayPoint and its competitors. According to the industry distribution chart, PayPoint ranks #102 out of 1172 companies in the Software industry, placing it in the top 8.7%.
Is PayPoint's Forward PE Ratio too high?
PayPoint's current Forward PE Ratio is 6.72. The Software industry median Forward PE Ratio is 18.54. PayPoint's value of 6.72 is 63.8% below this industry median. Based on the distribution chart, PayPoint ranks #102 out of 1172 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PayPoint has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's Forward PE Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #102 out of 1172 companies for Forward PE Ratio. This places PayPoint in the top 9% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 18.54. PayPoint's value of 6.72 is 63.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Software company?
The median Forward PE Ratio among Software companies is 18.54, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPoint's current Forward PE Ratio of 6.72 is 63.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on PayPoint and its competitors. For the Software industry, the median Forward PE Ratio is 18.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPoint's current Forward PE Ratio is 6.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.13, compared to a current price of $7.50 — trading 17.9% below its estimated fair value. The current Forward PE Ratio is 6.72 and 63.8% below the Software industry median of 18.54. PayPoint's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For PayPoint (PYPTF), the current Forward PE Ratio is 6.72 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPoint (PYPTF) Overvalued in 2026?
Based on GuruFocus' analysis, PayPoint stock appears to be undervalued.
The current stock price of $7.50 is trading 17.9% below its estimated GF Value™ of $9.13.
GuruFocus considers PayPoint to be Modestly Undervalued.
Key valuation signals for PYPTF:
Forward PE Ratio: 6.72
GF Value™: $9.13 vs. price of $7.50 (17.9% below fair value)
Industry Position: 63.8% below the Software median (#102 of 1172)
No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
88GF Score
Get the complete analysis for PYPTF
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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