PYPTF (PayPoint) Earnings Yield (Joel Greenblatt) %: 17.67% (As of Mar. 2026) — 89% Above Median

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PYPTF PayPoint PLC PYPTF
85 GF Score
Price $8.18
GF Value $9.28
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PayPoint Earnings Yield (Joel Greenblatt) %?

PayPoint PYPTF 85 Earnings Yield (Joel Greenblatt) % is 17.67% as of Mar. 2026, which is 89% above its 10-year median of 9.33. GuruFocus rates PYPTF with a GF Score™ of 85/100 and a GF Value™ of $9.28 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 2,910 Software companies, PayPoint ranks better than 89.93% on this metric.

PayPoint's Enterprise Value for the quarter that ended in Mar. 2026 was $491.2 Mil. PayPoint's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $86.6 Mil. PayPoint's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 17.67%.

The historical rank and industry rank for PayPoint's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

PYPTF' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.15   Med: 9.33   Max: 16.29
Current: 16.29

During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of PayPoint was 16.29%. The lowest was 1.15%. And the median was 9.33%.

PYPTF's Earnings Yield (Joel Greenblatt) % is ranked better than
89.93% of 2910 companies
in the Software industry
Industry Median: 1.995 vs PYPTF: 16.29

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. PayPoint's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 24.53%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


PayPoint  (OTCPK:PYPTF) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


PayPoint Earnings Yield (Joel Greenblatt) % Related Terms


PayPoint Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for PayPoint's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPoint Earnings Yield (Joel Greenblatt) % Chart

PayPoint Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.79 12.87 15.50 6.69 17.67

PayPoint Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.50 0.00 6.69 0.00 17.67

PYPTF vs MSFT, ORCL, PLTR: Earnings Yield (Joel Greenblatt) % Comparison

For the Software - Infrastructure subindustry, PayPoint's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPoint Earnings Yield (Joel Greenblatt) % vs Software Industry

For the Software industry and Technology sector, PayPoint's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where PayPoint's Earnings Yield (Joel Greenblatt) % falls into.


PYPTF
85GF Score
PayPoint PLC PYPTF
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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PayPoint Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

PayPoints Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Mar. 2026 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=86.136/491.17155
=17.54 %

For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.


What does a Earnings Yield (Joel Greenblatt) % of 17.67% mean?
PayPoint (PYPTF) has a Earnings Yield (Joel Greenblatt) % of 17.67% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on PayPoint and its competitors. This is 89% above median its historical median of 9.33. Over the past decade, PayPoint's Earnings Yield (Joel Greenblatt) % has ranged from 1.15 to 16.29. According to the industry distribution chart, PayPoint ranks #293 out of 2910 companies in the Software industry, placing it in the top 10.1%.
Is PayPoint's Earnings Yield (Joel Greenblatt) % too high?
PayPoint's current Earnings Yield (Joel Greenblatt) % of 17.67% is 89% above median its 10-year median of 9.33. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 16.29. The Software industry median Earnings Yield (Joel Greenblatt) % is 2.00. PayPoint's value of 17.67% is 785.7% above this industry median. Based on the distribution chart, PayPoint ranks #293 out of 2910 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PayPoint has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's Earnings Yield (Joel Greenblatt) % compare to MSFT and ORCL?
According to the Software industry distribution chart, PayPoint ranks #293 out of 2910 companies for Earnings Yield (Joel Greenblatt) %. This places PayPoint in the top 10% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 2.00. PayPoint's value of 17.67% is 785.7% above this benchmark. Historically, PayPoint's own Earnings Yield (Joel Greenblatt) % has ranged from 1.15 to 16.29 over the past decade. While the company's 10-year median is 9.33 vs. the industry median of 2.00, PayPoint has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Software company?
The median Earnings Yield (Joel Greenblatt) % among Software companies is 2.00, based on 2,910 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPoint's current Earnings Yield (Joel Greenblatt) % of 17.67% is 785.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on PayPoint and its competitors. For the Software industry, the median Earnings Yield (Joel Greenblatt) % is 2.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPoint's current Earnings Yield (Joel Greenblatt) % is 17.67%, which is 89% above median its own 10-year median of 9.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (PYPTF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.28, compared to a current price of $8.18 — trading 11.9% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 17.67%, which is 89% above median its 10-year median of 9.33 and 785.7% above the Software industry median of 2.00. PayPoint's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For PayPoint (PYPTF), the current Earnings Yield (Joel Greenblatt) % is 17.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPoint (PYPTF) Overvalued in 2026?

Based on GuruFocus' analysis, PayPoint stock appears to be undervalued. The current stock price of $8.18 is trading 11.9% below its estimated GF Value™ of $9.28. GuruFocus considers PayPoint to be Modestly Undervalued.

Key valuation signals for PYPTF:

  • Earnings Yield (Joel Greenblatt) %: 17.67% (89% above median its 10-year median of 9.33)
  • GF Value™: $9.28 vs. price of $8.18 (11.9% below fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 785.7% above the Software median (#293 of 2910)

No single metric tells the full story. See the PYPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PayPoint Business Description

Other Exchanges PAYl:UKPAY:UK
Address 1 The Boulevard, Shire Park, Welwyn Garden City, Hertfordshire, GBR, AL7 1EL
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
85GF Score

Get the complete analysis for PYPTF

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.18
Price
$9.28
GF Value