RFA FinancialRFAFF 31 Days Payable is 73.73 as of Mar. 2026, which is 21% above its 10-year median of 61.04. GuruFocus rates RFAFF with a GF Score™ of 31/100 and a GF Value™ of $11.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 549 REITs companies, RFA Financial ranks better than 54.83% on this metric.
The historical rank and industry rank for RFA Financial's Days Payable or its related term are showing as below:
RFAFF'
s Days Payable Range Over the Past 10 Years
Min: 51.3 Med: 61.04 Max: 134.26
Current: 134.26
During the past 13 years, RFA Financial's highest Days Payable was 134.26. The lowest was 51.30. And the median was 61.04.
RFAFF's Days Payable is ranked better than 54.83% of 549
companies
in the REITs industry
Industry Median: 119.76
vs RFAFF: 134.26
RFA Financial's Days Payable
declined
from Mar. 2025 (119.12) to Mar. 2026 (73.73).
It may suggest that RFA Financialaccelerated paying its suppliers.
RFA Financial Days Payable Related Terms
RFA Financial Days Payable Historical Data
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The historical data trend for RFA Financial's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Diversified subindustry, RFA Financial's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial Days Payable vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's Days Payable distribution charts can be found below:
* The bar in red indicates where RFA Financial's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
RFA Financial's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFA Financial (RFAFF) has a Days Payable of 73.73 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on RFA Financial and its competitors. This is 21% above median its historical median of 61.04. Over the past decade, RFA Financial's Days Payable has ranged from 51.30 to 134.26. According to the industry distribution chart, RFA Financial ranks #248 out of 549 companies in the REITs industry, placing it in the top 45.2%.
Is RFA Financial's Days Payable too high?
RFA Financial's current Days Payable of 73.73 is 21% above median its 10-year median of 61.04. Over the past 10 years, this metric has ranged from a low of 51.30 to a high of 134.26. The REITs industry median Days Payable is 119.76. RFA Financial's value of 73.73 is 38.4% below this industry median. Based on the distribution chart, RFA Financial ranks #248 out of 549 companies in the REITs industry, which is above the industry midpoint. Overall, RFA Financial has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's Days Payable compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #248 out of 549 companies for Days Payable. This puts RFA Financial in the upper half of its industry. The industry median Days Payable is 119.76. RFA Financial's value of 73.73 is 38.4% below this benchmark. Historically, RFA Financial's own Days Payable has ranged from 51.30 to 134.26 over the past decade. While the company's 10-year median is 61.04 vs. the industry median of 119.76, RFA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a REITs company?
The median Days Payable among REITs companies is 119.76, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current Days Payable of 73.73 is 38.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on RFA Financial and its competitors. For the REITs industry, the median Days Payable is 119.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current Days Payable is 73.73, which is 21% above median its own 10-year median of 61.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.79, compared to a current price of $18.43 — trading 56.3% above its estimated fair value. The current Days Payable is 73.73, which is 21% above median its 10-year median of 61.04 and 38.4% below the REITs industry median of 119.76. RFA Financial's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For RFA Financial (RFAFF), the current Days Payable is 73.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (RFAFF) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of $18.43 is trading 56.3% above its estimated GF Value™ of $11.79.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for RFAFF:
Days Payable: 73.73 (21% above median its 10-year median of 61.04)
GF Value™: $11.79 vs. price of $18.43 (56.3% above fair value)
Industry Position: 38.4% below the REITs median (#248 of 549)
No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
31GF Score
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