RFA FinancialRFAFF 31 PS Ratio is 4.48 as of Jun. 24, 2026, which is 40% above its 10-year median of 3.21. GuruFocus rates RFAFF with a GF Score™ of 31/100 and a GF Value™ of $11.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 917 REITs companies, RFA Financial ranks better than 81.9% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, RFA Financial's share price is $18.43.
RFA Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $4.12. Hence, RFA Financial's PS Ratio for today is 4.48.
The historical rank and industry rank for RFA Financial's PS Ratio or its related term are showing as below:
RFAFF'
s PS Ratio Range Over the Past 10 Years
Min: 1.73 Med: 3.21 Max: 4.34
Current: 3.53
During the past 13 years, RFA Financial's highest PS Ratio was 4.34. The lowest was 1.73. And the median was 3.21.
RFAFF's PS Ratio is ranked better than 81.9% of 917
companies
in the REITs industry
Industry Median: 6.59
vs RFAFF: 3.53
RFA Financial Inc revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of RFA Financial was -11.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -7.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -5.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -3.60% per year.
During the past 13 years, RFA Financial's highest 3-Year average Revenue per Share Growth Rate was 34.70% per year. The lowest was -14.20% per year. And the median was -1.10% per year.
Back to Basics: PS Ratio
RFA Financial (OTCPK:RFAFF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
RFA Financial PS Ratio Related Terms
RFA Financial PS Ratio Historical Data
* Premium members only.
The historical data trend for RFA Financial's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Diversified subindustry, RFA Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial PS Ratio vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where RFA Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
RFA Financial's Share Price of today is $18.43. RFA Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.12.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
RFA Financial (RFAFF) has a PS Ratio of 4.48 as of Jun. 24, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on RFA Financial and its competitors. This is 40% above median its historical median of 3.21. Over the past decade, RFA Financial's PS Ratio has ranged from 1.73 to 4.34. According to the industry distribution chart, RFA Financial ranks #166 out of 917 companies in the REITs industry, placing it in the top 18.1%.
Is RFA Financial's PS Ratio too high?
RFA Financial's current PS Ratio of 4.48 is 40% above median its 10-year median of 3.21. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 4.34. The REITs industry median PS Ratio is 6.59. RFA Financial's value of 4.48 is 32% below this industry median. Based on the distribution chart, RFA Financial ranks #166 out of 917 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, RFA Financial has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's PS Ratio compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #166 out of 917 companies for PS Ratio. This places RFA Financial in the top 18% of its industry — outperforming the majority of peers. The industry median PS Ratio is 6.59. RFA Financial's value of 4.48 is 32% below this benchmark. Historically, RFA Financial's own PS Ratio has ranged from 1.73 to 4.34 over the past decade. While the company's 10-year median is 3.21 vs. the industry median of 6.59, RFA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a REITs company?
The median PS Ratio among REITs companies is 6.59, based on 917 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current PS Ratio of 4.48 is 32% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on RFA Financial and its competitors. For the REITs industry, the median PS Ratio is 6.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current PS Ratio is 4.48, which is 40% above median its own 10-year median of 3.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.79, compared to a current price of $18.43 — trading 56.3% above its estimated fair value. The current PS Ratio is 4.48, which is 40% above median its 10-year median of 3.21 and 32% below the REITs industry median of 6.59. RFA Financial's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For RFA Financial (RFAFF), the current PS Ratio is 4.48 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (RFAFF) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of $18.43 is trading 56.3% above its estimated GF Value™ of $11.79.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for RFAFF:
PS Ratio: 4.48 (40% above median its 10-year median of 3.21)
GF Value™: $11.79 vs. price of $18.43 (56.3% above fair value)
Industry Position: 32% below the REITs median (#166 of 917)
No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
31GF Score
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