RFA FinancialRFAFF 31 EBITDA Margin % is 17.68% as of Mar. 2026, which is 47% below its 10-year median of 33.59. GuruFocus rates RFAFF with a GF Score™ of 31/100 and a GF Value™ of $11.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 750 REITs companies, RFA Financial ranks worse than 95.73% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. RFA Financial's EBITDA for the
three
months ended in Mar. 2026 was $10.6 Mil. RFA Financial's Revenue for the
three
months ended in Mar. 2026 was $60.2 Mil. Therefore, RFA Financial's EBITDA margin for the quarter that ended in Mar. 2026 was 17.68%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
RFA Financial EBITDA Margin % Related Terms
RFA Financial EBITDA Margin % Historical Data
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The historical data trend for RFA Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFAFF vs VICI, WPC, BNL: EBITDA Margin % Comparison
For the REIT - Diversified subindustry, RFA Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial EBITDA Margin % vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where RFA Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFA Financial (RFAFF) has a EBITDA Margin % of 17.68% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on RFA Financial and its competitors. This is 47% below median its historical median of 33.59. According to the industry distribution chart, RFA Financial ranks #718 out of 750 companies in the REITs industry, placing it in the top 95.7%.
Is RFA Financial's EBITDA Margin % too high?
RFA Financial's current EBITDA Margin % of 17.68% is 47% below median its 10-year median of 33.59. The REITs industry median EBITDA Margin % is 69.61. RFA Financial's value of 17.68% is 74.6% below this industry median. Based on the distribution chart, RFA Financial ranks #718 out of 750 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, RFA Financial has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's EBITDA Margin % compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #718 out of 750 companies for EBITDA Margin %. This places RFA Financial in the lower half of its industry. The industry median EBITDA Margin % is 69.61. RFA Financial's value of 17.68% is 74.6% below this benchmark. While the company's 10-year median is 33.59 vs. the industry median of 69.61, RFA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a REITs company?
The median EBITDA Margin % among REITs companies is 69.61, based on 750 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current EBITDA Margin % of 17.68% is 74.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on RFA Financial and its competitors. For the REITs industry, the median EBITDA Margin % is 69.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current EBITDA Margin % is 17.68%, which is 47% below median its own 10-year median of 33.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.79, compared to a current price of $18.43 — trading 56.3% above its estimated fair value. The current EBITDA Margin % is 17.68%, which is 47% below median its 10-year median of 33.59 and 74.6% below the REITs industry median of 69.61. RFA Financial's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For RFA Financial (RFAFF), the current EBITDA Margin % is 17.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (RFAFF) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of $18.43 is trading 56.3% above its estimated GF Value™ of $11.79.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for RFAFF:
EBITDA Margin %: 17.68% (47% below median its 10-year median of 33.59)
GF Value™: $11.79 vs. price of $18.43 (56.3% above fair value)
Industry Position: 74.6% below the REITs median (#718 of 750)
No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
31GF Score
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