RFAFF (RFA Financial) EPS without NRI: $-0.49 (TTM As of Mar. 2026)


RFAFF RFA Financial Inc RFAFF
31 GF Score
Price $18.43
GF Value $11.79
Valuation Significantly Overvalued
! 7 Warning Signs
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What is RFA Financial EPS without NRI?

RFA Financial RFAFF 31 EPS without NRI is $-0.49 as of Mar. 2026. GuruFocus rates RFAFF with a GF Score™ of 31/100 and a GF Value™ of $11.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 682 REITs companies, RFA Financial ranks worse than 146627.42% on this metric.

RFA Financial's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $0.00. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.49.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for RFA Financial's EPS without NRI or its related term are showing as below:

During the past 13 years, RFA Financial's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 61.50% per year. The lowest was -51.80% per year. And the median was -0.10% per year.

RFAFF's 3-Year EPS without NRI Growth Rate is not ranked *
in the REITs industry.
Industry Median: 1.05
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

RFA Financial's EPS (Diluted) for the three months ended in Mar. 2026 was $0.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.48.

RFA Financial's EPS (Basic) for the three months ended in Mar. 2026 was $0.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.47.


RFA Financial  (OTCPK:RFAFF) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


RFA Financial EPS without NRI Related Terms


RFA Financial EPS without NRI Historical Data

* Premium members only.

The historical data trend for RFA Financial's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RFA Financial EPS without NRI Chart

RFA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.94 0.76 0.11 -0.34 0.00

RFA Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 -0.14 -0.35 0.00 0.00

RFAFF vs VICI, WPC, BNL: EPS without NRI Comparison

For the REIT - Diversified subindustry, RFA Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RFA Financial PE Ratio without NRI vs REITs Industry

For the REITs industry and Real Estate sector, RFA Financial's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where RFA Financial's PE Ratio without NRI falls into.


RFAFF
31GF Score
RFA Financial Inc RFAFF
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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RFA Financial EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $-0.49 mean?
RFA Financial (RFAFF) has a EPS without NRI of $-0.49 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on RFA Financial and its competitors. According to the industry distribution chart, RFA Financial ranks #999999 out of 682 companies in the REITs industry.
Is RFA Financial's EPS without NRI too high?
RFA Financial's current EPS without NRI is $-0.49. Based on the distribution chart, RFA Financial ranks #999999 out of 682 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, RFA Financial has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's EPS without NRI compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #999999 out of 682 companies for EPS without NRI. This places RFA Financial in the lower half of its industry. The industry median EPS without NRI is 1.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a REITs company?
The median EPS without NRI among REITs companies is 1.05, based on 682 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on RFA Financial and its competitors. For the REITs industry, the median EPS without NRI is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current EPS without NRI is $-0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.79, compared to a current price of $18.43 — trading 56.3% above its estimated fair value. The current EPS without NRI is $-0.49. RFA Financial's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For RFA Financial (RFAFF), the current EPS without NRI is $-0.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RFA Financial (RFAFF) Overvalued in 2026?

Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued. The current stock price of $18.43 is trading 56.3% above its estimated GF Value™ of $11.79. GuruFocus considers RFA Financial to be Significantly Overvalued.

Key valuation signals for RFAFF:

  • EPS without NRI: $-0.49
  • GF Value™: $11.79 vs. price of $18.43 (56.3% above fair value)
  • GF Score™: 31/100 with 7 warning signs

No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RFA Financial Business Description

Industry Real EstateREITs
Address 145 King Street West, Suite 300, Toronto, ON, CAN, M5H 1J8
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
31GF Score

Get the complete analysis for RFAFF

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.43
Price
$11.79
GF Value