RFA FinancialRFAFF 31 FCF Margin % is 39.31% as of Mar. 2026, which is 3% above its 10-year median of 38.22. GuruFocus rates RFAFF with a GF Score™ of 31/100 and a GF Value™ of $11.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 936 REITs companies, RFA Financial ranks worse than 57.48% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. RFA Financial's Free Cash Flow for the
three
months ended in Mar. 2026 was $23.7 Mil. RFA Financial's Revenue for the
three
months ended in Mar. 2026 was $60.2 Mil. Therefore, RFA Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 39.31%.
The historical rank and industry rank for RFA Financial's FCF Margin % or its related term are showing as below:
RFAFF'
s FCF Margin % Range Over the Past 10 Years
Min: 23.7 Med: 38.22 Max: 47.56
Current: 31.32
During the past 13 years, the highest FCF Margin % of RFA Financial was 47.56%. The lowest was 23.70%. And the median was 38.22%.
RFAFF's FCF Margin % is ranked worse than 57.48% of 936
companies
in the REITs industry
Industry Median: 39.735
vs RFAFF: 31.32
RFA Financial FCF Margin % Related Terms
RFA Financial FCF Margin % Historical Data
* Premium members only.
The historical data trend for RFA Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Diversified subindustry, RFA Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial FCF Margin % vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where RFA Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFA Financial (RFAFF) has a FCF Margin % of 39.31% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on RFA Financial and its competitors. This is near median its historical median of 38.22. Over the past decade, RFA Financial's FCF Margin % has ranged from 23.70 to 47.56. According to the industry distribution chart, RFA Financial ranks #538 out of 936 companies in the REITs industry, placing it in the top 57.5%.
Is RFA Financial's FCF Margin % too high?
RFA Financial's current FCF Margin % of 39.31% is near median its 10-year median of 38.22. Over the past 10 years, this metric has ranged from a low of 23.70 to a high of 47.56. The REITs industry median FCF Margin % is 39.74. RFA Financial's value of 39.31% is 1.1% below this industry median. Based on the distribution chart, RFA Financial ranks #538 out of 936 companies in the REITs industry, which is below the industry midpoint. Overall, RFA Financial has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's FCF Margin % compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #538 out of 936 companies for FCF Margin %. This places RFA Financial in the lower half of its industry. The industry median FCF Margin % is 39.74. RFA Financial's value of 39.31% is 1.1% below this benchmark. Historically, RFA Financial's own FCF Margin % has ranged from 23.70 to 47.56 over the past decade. While the company's 10-year median is 38.22 vs. the industry median of 39.74, RFA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a REITs company?
The median FCF Margin % among REITs companies is 39.74, based on 936 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current FCF Margin % of 39.31% is 1.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on RFA Financial and its competitors. For the REITs industry, the median FCF Margin % is 39.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current FCF Margin % is 39.31%, which is near median its own 10-year median of 38.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.79, compared to a current price of $18.43 — trading 56.3% above its estimated fair value. The current FCF Margin % is 39.31%, which is near median its 10-year median of 38.22 and 1.1% below the REITs industry median of 39.74. RFA Financial's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For RFA Financial (RFAFF), the current FCF Margin % is 39.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (RFAFF) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of $18.43 is trading 56.3% above its estimated GF Value™ of $11.79.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for RFAFF:
FCF Margin %: 39.31% (near median its 10-year median of 38.22)
GF Value™: $11.79 vs. price of $18.43 (56.3% above fair value)
Industry Position: 1.1% below the REITs median (#538 of 936)
No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
31GF Score
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