RFA FinancialRFAFF 31 5-Year Yield-on-Cost % is 1.92 as of Jun. 24, 2026, which is 77% below its 10-year median of 8.46. GuruFocus rates RFAFF with a GF Score™ of 31/100 and a GF Value™ of $11.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 876 REITs companies, RFA Financial ranks worse than 64.27% on this metric.
RFA Financial's yield on cost for the quarter that ended in Mar. 2026 was 1.92.
The historical rank and industry rank for RFA Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
RFAFF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.92 Med: 8.46 Max: 13.15
Current: 1.92
During the past 13 years, RFA Financial's highest Yield on Cost was 13.15. The lowest was 1.92. And the median was 8.46.
RFAFF's 5-Year Yield-on-Cost % is ranked worse than 64.27% of 876
companies
in the REITs industry
Industry Median: 7.295
vs RFAFF: 1.92
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
RFA Financial 5-Year Yield-on-Cost % Related Terms
RFAFF vs VICI, WPC, BNL: 5-Year Yield-on-Cost % Comparison
For the REIT - Diversified subindustry, RFA Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial 5-Year Yield-on-Cost % vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where RFA Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of RFA Financial is calculated as
RFA Financial (RFAFF) has a 5-Year Yield-on-Cost % of 1.92 as of Jun. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on RFA Financial and its competitors. This is 77% below median its historical median of 8.46. Over the past decade, RFA Financial's 5-Year Yield-on-Cost % has ranged from 1.92 to 13.15. According to the industry distribution chart, RFA Financial ranks #563 out of 876 companies in the REITs industry, placing it in the top 64.3%.
Is RFA Financial's 5-Year Yield-on-Cost % too high?
RFA Financial's current 5-Year Yield-on-Cost % of 1.92 is 77% below median its 10-year median of 8.46. Over the past 10 years, this metric has ranged from a low of 1.92 to a high of 13.15. The REITs industry median 5-Year Yield-on-Cost % is 7.30. RFA Financial's value of 1.92 is 73.7% below this industry median. Based on the distribution chart, RFA Financial ranks #563 out of 876 companies in the REITs industry, which is below the industry midpoint. Overall, RFA Financial has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's 5-Year Yield-on-Cost % compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #563 out of 876 companies for 5-Year Yield-on-Cost %. This places RFA Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 7.30. RFA Financial's value of 1.92 is 73.7% below this benchmark. Historically, RFA Financial's own 5-Year Yield-on-Cost % has ranged from 1.92 to 13.15 over the past decade. While the company's 10-year median is 8.46 vs. the industry median of 7.30, RFA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a REITs company?
The median 5-Year Yield-on-Cost % among REITs companies is 7.30, based on 876 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current 5-Year Yield-on-Cost % of 1.92 is 73.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on RFA Financial and its competitors. For the REITs industry, the median 5-Year Yield-on-Cost % is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current 5-Year Yield-on-Cost % is 1.92, which is 77% below median its own 10-year median of 8.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.79, compared to a current price of $18.43 — trading 56.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.92, which is 77% below median its 10-year median of 8.46 and 73.7% below the REITs industry median of 7.30. RFA Financial's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For RFA Financial (RFAFF), the current 5-Year Yield-on-Cost % is 1.92 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (RFAFF) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of $18.43 is trading 56.3% above its estimated GF Value™ of $11.79.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for RFAFF:
5-Year Yield-on-Cost %: 1.92 (77% below median its 10-year median of 8.46)
GF Value™: $11.79 vs. price of $18.43 (56.3% above fair value)
Industry Position: 73.7% below the REITs median (#563 of 876)
No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
31GF Score
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