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RFA Financial's gross profit for the
three
months ended in Mar. 2026 was $29.8 Mil. RFA Financial's gross profit for the trailing twelve months (TTM) ended in Mar. 2026 was $95.6 Mil.
Gross Margin % is calculated as gross profit divided by its revenue. RFA Financial's gross profit for the
three
months ended in Mar. 2026 was $29.8 Mil. RFA Financial's Revenue for the
three
months ended in Mar. 2026 was $60.2 Mil. Therefore, RFA Financial's Gross Margin % for the quarter that ended in Mar. 2026 was 49.43%.
RFA Financial had a gross margin of 49.43% for the quarter that ended in Mar. 2026 => Durable competitive advantage
During the past 13 years, the highestGross Margin % of RFA Financial was 61.21%. The lowest was 50.46%. And the median was 57.68%.
Warning Sign:
RFA Financial Inc gross margin has been in long-term decline. The average rate of decline per year is -2.5%.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
RFA Financial had a gross margin of 49.43% for the quarter that ended in Mar. 2026 => Durable competitive advantage
RFA Financial Gross Profit Related Terms
RFA Financial Gross Profit Historical Data
* Premium members only.
The historical data trend for RFA Financial's Gross Profit can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Diversified subindustry, RFA Financial's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial Gross Profit vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's Gross Profit distribution charts can be found below:
* The bar in red indicates where RFA Financial's Gross Profit falls into.
Gross Profit for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $95.6 Mil.
Gross Profit is the numerator in the calculation of Gross Margin.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
RFA Financial (RFAFF) has a Gross Profit of $95.6 Mil as of Mar. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on RFA Financial and its competitors.
Is RFA Financial's Gross Profit too high?
RFA Financial's current Gross Profit is $95.6 Mil. Overall, RFA Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's Gross Profit compare to VICI and WPC?
RFA Financial's Gross Profit of $95.6 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a REITs company?
A good Gross Profit depends on the REITs industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on RFA Financial and its competitors. RFA Financial's current Gross Profit is $95.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.62, compared to a current price of $18.47 — trading 59% above its estimated fair value. The current Gross Profit is $95.6 Mil. RFA Financial's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For RFA Financial (RFAFF), the current Gross Profit is $95.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (RFAFF) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of $18.47 is trading 59% above its estimated GF Value™ of $11.62.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for RFAFF:
Gross Profit: $95.6 Mil
GF Value™: $11.62 vs. price of $18.47 (59% above fair value)
No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
41GF Score
Get the complete analysis for RFAFF
Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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