RFAFF (RFA Financial) ROCE %: 1.54% (As of Mar. 2026)

What is RFA Financial ROCE %?

RFA Financial RFAFF 31 ROCE % is 1.54% as of Mar. 2026. GuruFocus rates RFAFF with a GF Score™ of 31/100 and a GF Value™ of $11.79 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. RFA Financial's annualized ROCE % for the quarter that ended in Mar. 2026 was 1.54%.

RFA Financial (OTCPK:RFAFF) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

RFA Financial ROCE % Related Terms

RFA Financial ROCE % Historical Data

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The historical data trend for RFA Financial's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RFA Financial ROCE % Chart

RFA Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

ROCE %

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12.04

2.73

-7.37

2.05

-4.51

RFA Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROCE %	Get a 7-Day Free Trial															5.29	-1.30	-3.27	-19.21	1.54

31GF Score

RFA Financial Inc RFAFF

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

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RFA Financial ROCE % Calculation

RFA Financial's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Dec. 2025 )		(A: Dec. 2024 )		(A: Dec. 2025 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Dec. 2025 )		(A: Dec. 2024 )		(A: Dec. 2025 )
	=	-65.656	/	( ( (1967.545 - 411.092)	+	(1680.057 - 327.171) )	/ 2 )
	=	-65.656	/	( (1556.453	+	1352.886)	/ 2 )
	=	-65.656	/	1454.6695
	=	-4.51 %

RFA Financial's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	37.096	/	( ( (1680.057 - 327.171)	+	(3988.515 - 526.972) )	/ 2 )
	=	37.096	/	( ( 1352.886	+	3461.543 )	/ 2 )
	=	37.096	/	2407.2145
	=	1.54 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 1.54% mean?

RFA Financial (RFAFF) has a ROCE % of 1.54% as of Mar. 2026.

Is RFA Financial's ROCE % too high?

RFA Financial's current ROCE % is 1.54%. The REITs industry median ROCE % is 5.21. RFA Financial's value of 1.54% is 70.4% below this industry median. Overall, RFA Financial has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does RFA Financial's ROCE % compare to VICI and WPC?

RFA Financial's ROCE % of 1.54% can be compared against companies in the REITs industry. The industry median ROCE % is 5.21. RFA Financial's value of 1.54% is 70.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for a REITs company?

The median ROCE % among REITs companies is 5.21, based on 757 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current ROCE % of 1.54% is 70.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median ROCE % is 5.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current ROCE % is 1.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is RFA Financial stock overvalued right now?

Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.79, compared to a current price of $18.43 — trading 56.3% above its estimated fair value. The current ROCE % is 1.54% and 70.4% below the REITs industry median of 5.21. RFA Financial's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For RFA Financial (RFAFF), the current ROCE % is 1.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RFA Financial (RFAFF) Overvalued in 2026?

Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued. The current stock price of $18.43 is trading 56.3% above its estimated GF Value™ of $11.79. GuruFocus considers RFA Financial to be Significantly Overvalued.

Key valuation signals for RFAFF:

ROCE %: 1.54%
GF Value™: $11.79 vs. price of $18.43 (56.3% above fair value)
GF Score™: 31/100 with 7 warning signs
Industry Position: 70.4% below the REITs median

No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

RFA Financial Business Description

Industry Real Estate REITs

Comparable Companies TSX:MRT.UN TSXV:NET.UN TSX:MPCT.UN TSX:HR.UN TSX:CRR.UN ASX:GMG VICI WPC BSP:HSRE11 ASX:SGP XPAR:COV ASX:CHC ASX:GPT MEX:FUNO11 LSE:LAND LSE:BLND ASX:MGR TSE:8972 XKLS:5235SS BNL

Other Exchanges RFA.PR.I.PFD:Canada RFA:Canada RFA.PR.E.PFD:Canada

Address 145 King Street West, Suite 300, Toronto, ON, CAN, M5H 1J8

Website https://www.rfa.ca

RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.

31GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.43

Price

$11.79

GF Value

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