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RFA FinancialRFAFF 41 Shiller PE Ratio is 73.88 as of Aug. 08, 2026, which is 577% above its 10-year median of 10.91. GuruFocus rates RFAFF with a GF Score™ of 41/100 and a GF Value™ of $11.62 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 478 REITs companies, RFA Financial ranks worse than 94.56% on this metric.
As of today (2026-08-08), RFA Financial's current share price is $18.47. RFA Financial's E10 for the quarter that ended in Mar. 2026 was $0.25. RFA Financial's Shiller PE Ratio for today is 73.88.
The historical rank and industry rank for RFA Financial's Shiller PE Ratio or its related term are showing as below:
RFAFF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.81 Med: 10.91 Max: 71.15
Current: 62.21
During the past years, RFA Financial's highest Shiller PE Ratio was 71.15. The lowest was 4.81. And the median was 10.91.
RFAFF's Shiller PE Ratio is ranked worse than 94.56% of 478
companies
in the REITs industry
Industry Median: 13.3
vs RFAFF: 62.21
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
RFA Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was $-0.999. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.25 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
RFA Financial (OTCPK:RFAFF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
RFA Financial Shiller PE Ratio Related Terms
RFA Financial Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for RFA Financial's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFAFF vs VICI, WPC, BNL: Shiller PE Ratio Comparison
For the REIT - Diversified subindustry, RFA Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial Shiller PE Ratio vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where RFA Financial's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
RFA Financial's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFA Financial's E10 for the quarter that ended in Mar. 2026 is calculated as:
For example, RFA Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
RFA Financial (RFAFF) has a Shiller PE Ratio of 73.88 as of Aug. 08, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on RFA Financial and its competitors. This is 577% above median its historical median of 10.91. Over the past decade, RFA Financial's Shiller PE Ratio has ranged from 4.81 to 71.15. According to the industry distribution chart, RFA Financial ranks #452 out of 478 companies in the REITs industry, placing it in the top 94.6%.
Is RFA Financial's Shiller PE Ratio too high?
RFA Financial's current Shiller PE Ratio of 73.88 is 577% above median its 10-year median of 10.91. Over the past 10 years, this metric has ranged from a low of 4.81 to a high of 71.15. The REITs industry median Shiller PE Ratio is 13.30. RFA Financial's value of 73.88 is 455.5% above this industry median. Based on the distribution chart, RFA Financial ranks #452 out of 478 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, RFA Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's Shiller PE Ratio compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #452 out of 478 companies for Shiller PE Ratio. This places RFA Financial in the lower half of its industry. The industry median Shiller PE Ratio is 13.30. RFA Financial's value of 73.88 is 455.5% above this benchmark. Historically, RFA Financial's own Shiller PE Ratio has ranged from 4.81 to 71.15 over the past decade. While the company's 10-year median is 10.91 vs. the industry median of 13.30, RFA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a REITs company?
The median Shiller PE Ratio among REITs companies is 13.30, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current Shiller PE Ratio of 73.88 is 455.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on RFA Financial and its competitors. For the REITs industry, the median Shiller PE Ratio is 13.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current Shiller PE Ratio is 73.88, which is 577% above median its own 10-year median of 10.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (RFAFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.62, compared to a current price of $18.47 — trading 59% above its estimated fair value. The current Shiller PE Ratio is 73.88, which is 577% above median its 10-year median of 10.91 and 455.5% above the REITs industry median of 13.30. RFA Financial's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For RFA Financial (RFAFF), the current Shiller PE Ratio is 73.88 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (RFAFF) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of $18.47 is trading 59% above its estimated GF Value™ of $11.62.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for RFAFF:
Shiller PE Ratio: 73.88 (577% above median its 10-year median of 10.91)
GF Value™: $11.62 vs. price of $18.47 (59% above fair value)
Industry Position: 455.5% above the REITs median (#452 of 478)
No single metric tells the full story. See the RFAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
41GF Score
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