Bin Dawood Holding (SAU:4161) Days Payable: 99.98 (As of Mar. 2026) — 27% Above Median


SAU:4161 Bin Dawood Holding SAU:4161
79 GF Score
Price ﷼4.87
GF Value ﷼7.57
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Bin Dawood Holding Days Payable?

Bin Dawood Holding SAU:4161 -0.41% 79 Days Payable is 99.98 as of Mar. 2026, which is 27% above its 10-year median of 78.47. GuruFocus rates SAU:4161 with a GF Score™ of 79/100 and a GF Value™ of ﷼7.57 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 304 Retail - Defensive companies, Bin Dawood Holding ranks better than 90.46% on this metric.

Bin Dawood Holding's average Accounts Payable for the three months ended in Mar. 2026 was ﷼1,349 Mil. Bin Dawood Holding's Cost of Goods Sold for the three months ended in Mar. 2026 was ﷼1,231 Mil. Hence, Bin Dawood Holding's Days Payable for the three months ended in Mar. 2026 was 99.98.

The historical rank and industry rank for Bin Dawood Holding's Days Payable or its related term are showing as below:

SAU:4161' s Days Payable Range Over the Past 10 Years
Min: 67.98   Med: 78.47   Max: 115.45
Current: 115.45

During the past 7 years, Bin Dawood Holding's highest Days Payable was 115.45. The lowest was 67.98. And the median was 78.47.

SAU:4161's Days Payable is ranked better than
90.46% of 304 companies
in the Retail - Defensive industry
Industry Median: 43.485 vs SAU:4161: 115.45

Bin Dawood Holding's Days Payable declined from Mar. 2025 (103.45) to Mar. 2026 (99.98). It may suggest that Bin Dawood Holding accelerated paying its suppliers.


Bin Dawood Holding Days Payable Historical Data

* Premium members only.

The historical data trend for Bin Dawood Holding's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bin Dawood Holding Days Payable Chart

Bin Dawood Holding Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 72.82 67.98 78.47 89.52 89.24

Bin Dawood Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 103.45 141.28 110.17 92.39 99.98

SAU:4161 vs KR, SFM: Days Payable Comparison

For the Grocery Stores subindustry, Bin Dawood Holding's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bin Dawood Holding Days Payable vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's Days Payable distribution charts can be found below:

* The bar in red indicates where Bin Dawood Holding's Days Payable falls into.


SAU:4161
79GF Score
Bin Dawood Holding SAU:4161
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Bin Dawood Holding Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Bin Dawood Holding's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (981.628 + 1063.324) / 2 ) / 4182.211*365
=1022.476 / 4182.211*365
=89.24

Bin Dawood Holding's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (1063.324 + 1635.03) / 2 ) / 1231.357*365 / 4
=1349.177 / 1231.357*365 / 4
=99.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 99.98 mean?
Bin Dawood Holding (SAU:4161) has a Days Payable of 99.98 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Bin Dawood Holding and its competitors. This is 27% above median its historical median of 78.47. Over the past decade, Bin Dawood Holding's Days Payable has ranged from 67.98 to 115.45. According to the industry distribution chart, Bin Dawood Holding ranks #29 out of 304 companies in the Retail - Defensive industry, placing it in the top 9.5%.
Is Bin Dawood Holding's Days Payable too high?
Bin Dawood Holding's current Days Payable of 99.98 is 27% above median its 10-year median of 78.47. Over the past 10 years, this metric has ranged from a low of 67.98 to a high of 115.45. The Retail - Defensive industry median Days Payable is 43.49. Bin Dawood Holding's value of 99.98 is 129.9% above this industry median. Based on the distribution chart, Bin Dawood Holding ranks #29 out of 304 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Bin Dawood Holding has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's Days Payable compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #29 out of 304 companies for Days Payable. This places Bin Dawood Holding in the top 10% of its industry — outperforming the majority of peers. The industry median Days Payable is 43.49. Bin Dawood Holding's value of 99.98 is 129.9% above this benchmark. Historically, Bin Dawood Holding's own Days Payable has ranged from 67.98 to 115.45 over the past decade. While the company's 10-year median is 78.47 vs. the industry median of 43.49, Bin Dawood Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Defensive company?
The median Days Payable among Retail - Defensive companies is 43.49, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bin Dawood Holding's current Days Payable of 99.98 is 129.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Bin Dawood Holding and its competitors. For the Retail - Defensive industry, the median Days Payable is 43.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bin Dawood Holding's current Days Payable is 99.98, which is 27% above median its own 10-year median of 78.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.57, compared to a current price of ﷼4.87 — trading 35.7% below its estimated fair value. The current Days Payable is 99.98, which is 27% above median its 10-year median of 78.47 and 129.9% above the Retail - Defensive industry median of 43.49. Bin Dawood Holding's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current Days Payable is 99.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?

Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued. The current stock price of ﷼4.87 is trading 35.7% below its estimated GF Value™ of ﷼7.57. GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.

Key valuation signals for SAU:4161:

  • Days Payable: 99.98 (27% above median its 10-year median of 78.47)
  • GF Value™: ﷼7.57 vs. price of ﷼4.87 (35.7% below fair value)
  • GF Score™: 79/100 with 5 warning signs
  • Industry Position: 129.9% above the Retail - Defensive median (#29 of 304)

No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bin Dawood Holding Business Description

Address Al-Madinah Al-Munawarah Road, P.O. Box 51190, Al Naeem, Jeddah, SAU, 21543
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
79GF Score

Get the complete analysis for SAU:4161

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼4.87
Price
﷼7.57
GF Value