Bin Dawood HoldingSAU:4161 +0.20%81 ROE % is 17.95% as of Mar. 2026, which is 8% below its 10-year median of 19.45. GuruFocus rates SAU:4161 with a GF Score™ of 81/100 and a GF Value™ of ﷼7.56 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 304 Retail - Defensive companies, Bin Dawood Holding ranks better than 79.28% on this metric.
The historical rank and industry rank for Bin Dawood Holding's ROE % or its related term are showing as below:
SAU:4161'
s ROE % Range Over the Past 10 Years
Min: 8.58 Med: 19.45 Max: 35.83
Current: 18.54
During the past 7 years, Bin Dawood Holding's highest ROE % was 35.83%. The lowest was 8.58%. And the median was 19.45%.
SAU:4161's ROE % is ranked better than 79.28% of 304
companies
in the Retail - Defensive industry
Industry Median: 8.56
vs SAU:4161: 18.54
Bin Dawood Holding (SAU:4161) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Bin Dawood Holding ROE % Related Terms
Bin Dawood Holding ROE % Historical Data
* Premium members only.
The historical data trend for Bin Dawood Holding's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, Bin Dawood Holding's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bin Dawood Holding ROE % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's ROE % distribution charts can be found below:
* The bar in red indicates where Bin Dawood Holding's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Bin Dawood Holding (SAU:4161) has a ROE % of 17.95% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bin Dawood Holding and its competitors. This is near median its historical median of 19.45. Over the past decade, Bin Dawood Holding's ROE % has ranged from 8.58 to 35.83. According to the industry distribution chart, Bin Dawood Holding ranks #63 out of 304 companies in the Retail - Defensive industry, placing it in the top 20.7%.
Is Bin Dawood Holding's ROE % too high?
Bin Dawood Holding's current ROE % of 17.95% is near median its 10-year median of 19.45. Over the past 10 years, this metric has ranged from a low of 8.58 to a high of 35.83. The Retail - Defensive industry median ROE % is 8.56. Bin Dawood Holding's value of 17.95% is 109.7% above this industry median. Based on the distribution chart, Bin Dawood Holding ranks #63 out of 304 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Bin Dawood Holding has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's ROE % compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #63 out of 304 companies for ROE %. This places Bin Dawood Holding in the top 21% of its industry — outperforming the majority of peers. The industry median ROE % is 8.56. Bin Dawood Holding's value of 17.95% is 109.7% above this benchmark. Historically, Bin Dawood Holding's own ROE % has ranged from 8.58 to 35.83 over the past decade. While the company's 10-year median is 19.45 vs. the industry median of 8.56, Bin Dawood Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Defensive company?
The median ROE % among Retail - Defensive companies is 8.56, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bin Dawood Holding's current ROE % of 17.95% is 109.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bin Dawood Holding and its competitors. For the Retail - Defensive industry, the median ROE % is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bin Dawood Holding's current ROE % is 17.95%, which is near median its own 10-year median of 19.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.56, compared to a current price of ﷼4.89 — trading 35.3% below its estimated fair value. The current ROE % is 17.95%, which is near median its 10-year median of 19.45 and 109.7% above the Retail - Defensive industry median of 8.56. Bin Dawood Holding's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current ROE % is 17.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?
Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued.
The current stock price of ﷼4.89 is trading 35.3% below its estimated GF Value™ of ﷼7.56.
GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.
Key valuation signals for SAU:4161:
ROE %: 17.95% (near median its 10-year median of 19.45)
GF Value™: ﷼7.56 vs. price of ﷼4.89 (35.3% below fair value)
Industry Position: 109.7% above the Retail - Defensive median (#63 of 304)
No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
81GF Score
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