Bin Dawood HoldingSAU:4161 81 Beneish M-Score is -2.44 as of Jun. 28, 2026. GuruFocus rates SAU:4161 with a GF Score™ of 81/100 and a GF Value™ of ﷼7.56 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 291 Retail - Defensive companies, Bin Dawood Holding ranks worse than 64.26% on this metric.
The zones of discrimination for M-Score is as such:
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Good Sign:
Beneish M-Score -2.44 no higher than -1.78, which implies that the company is unlikely to be a manipulator.
The historical rank and industry rank for Bin Dawood Holding's Beneish M-Score or its related term are showing as below:
SAU:4161'
s Beneish M-Score Range Over the Past 10 Years
Min: -3.42 Med: -2.6 Max: 130.22
Current: -2.44
During the past 7 years, the highest Beneish M-Score of Bin Dawood Holding was 130.22. The lowest was -3.42. And the median was -2.60.
Bin Dawood Holding Beneish M-Score Related Terms
Bin Dawood Holding Beneish M-Score Historical Data
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The historical data trend for Bin Dawood Holding's Beneish M-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:4161 vs KR, SFM, ACI: Beneish M-Score Comparison
For the Grocery Stores subindustry, Bin Dawood Holding's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bin Dawood Holding Beneish M-Score vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's Beneish M-Score distribution charts can be found below:
* The bar in red indicates where Bin Dawood Holding's Beneish M-Score falls into.
The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.
The M-Score Variables:
The M-score of Bin Dawood Holding for today is based on a combination of the following eight different indices:
M
=
-4.84
+
0.92 * DSRI
+
0.528 * GMI
+
0.404 * AQI
+
0.892 * SGI
+
0.115 * DEPI
=
-4.84
+
0.92 * 1.3085
+
0.528 * 0.9808
+
0.404 * 0.9603
+
0.892 * 1.1031
+
0.115 * 1.0384
-
0.172 * SGAI
+
4.679 * TATA
-
0.327 * LVGI
-
0.172 * 0.957
+
4.679 * -0.070438
-
0.327 * 0.9673
=
-2.44
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.
DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.
DEPI
=
(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1))
/
(Depreciation_t / (Depreciaton_t + PPE_t))
=
(484.56 / (484.56 + 3003.456))
/
(522.323 / (522.323 + 3382.091))
=
0.138921
/
0.133778
=
1.0384
Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.
6. SGAI = Sales, General and Administrative expenses Index
Total accruals calculated as the change in working capital accounts other than cash less depreciation.
TATA
=
(IncomefromContinuingOperations_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(NetIncome_t - NonOperatingIncome_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(272.936 - 0
-
746.302)
/
6720.326
=
-0.070438
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Bin Dawood Holding has a M-score of -2.44 suggests that the company is unlikely to be a manipulator.
Bin Dawood Holding (SAU:4161) has a Beneish M-Score of -2.44 as of Jun. 28, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Bin Dawood Holding and its competitors. According to the industry distribution chart, Bin Dawood Holding ranks #187 out of 291 companies in the Retail - Defensive industry, placing it in the top 64.3%.
Is Bin Dawood Holding's Beneish M-Score too high?
Bin Dawood Holding's current Beneish M-Score is -2.44. Based on the distribution chart, Bin Dawood Holding ranks #187 out of 291 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Bin Dawood Holding has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's Beneish M-Score compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #187 out of 291 companies for Beneish M-Score. This places Bin Dawood Holding in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for a Retail - Defensive company?
A good Beneish M-Score depends on the Retail - Defensive industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Bin Dawood Holding and its competitors. Bin Dawood Holding's current Beneish M-Score is -2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.56, compared to a current price of ﷼4.91 — trading 35.1% below its estimated fair value. The current Beneish M-Score is -2.44. Bin Dawood Holding's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current Beneish M-Score is -2.44 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?
Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued.
The current stock price of ﷼4.91 is trading 35.1% below its estimated GF Value™ of ﷼7.56.
GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.
Key valuation signals for SAU:4161:
Beneish M-Score: -2.44
GF Value™: ﷼7.56 vs. price of ﷼4.91 (35.1% below fair value)
No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
81GF Score
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