Bin Dawood Holding (SAU:4161) PB Ratio: 3.32 (As of Jul. 27, 2026) — 39% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4161 Bin Dawood Holding SAU:4161
82 GF Score
Price ﷼4.64
GF Value ﷼7.61
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Bin Dawood Holding PB Ratio?

Bin Dawood Holding SAU:4161 +0.65% 82 PB Ratio is 3.32 as of Jul. 27, 2026, which is 39% below its 10-year median of 5.43. GuruFocus rates SAU:4161 with a GF Score™ of 82/100 and a GF Value™ of ﷼7.61 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 305 Retail - Defensive companies, Bin Dawood Holding ranks worse than 76.72% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-27), Bin Dawood Holding's share price is ﷼4.64. Bin Dawood Holding's Book Value per Share for the quarter that ended in Mar. 2026 was ﷼1.40. Hence, Bin Dawood Holding's PB Ratio of today is 3.32.

Good Sign:

Bin Dawood Holding stock PB Ratio (=3.32) is close to 10-year low of 3.26.

The historical rank and industry rank for Bin Dawood Holding's PB Ratio or its related term are showing as below:

SAU:4161' s PB Ratio Range Over the Past 10 Years
Min: 3.26   Med: 5.43   Max: 9.56
Current: 3.32

During the past 7 years, Bin Dawood Holding's highest PB Ratio was 9.56. The lowest was 3.26. And the median was 5.43.

SAU:4161's PB Ratio is ranked worse than
76.72% of 305 companies
in the Retail - Defensive industry
Industry Median: 1.67 vs SAU:4161: 3.32

During the past 12 months, Bin Dawood Holding's average Book Value Per Share Growth Rate was 17.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.20% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Bin Dawood Holding was 4.50% per year. The lowest was -0.30% per year. And the median was 3.10% per year.

Back to Basics: PB Ratio


Bin Dawood Holding  (SAU:4161) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Bin Dawood Holding PB Ratio Related Terms


Bin Dawood Holding PB Ratio Historical Data

* Premium members only.

The historical data trend for Bin Dawood Holding's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bin Dawood Holding PB Ratio Chart

Bin Dawood Holding Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 7.76 4.08 5.06 5.29 3.44

Bin Dawood Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.38 4.91 4.43 3.44 3.35

SAU:4161 vs KR: PB Ratio Comparison

For the Grocery Stores subindustry, Bin Dawood Holding's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bin Dawood Holding PB Ratio vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's PB Ratio distribution charts can be found below:

* The bar in red indicates where Bin Dawood Holding's PB Ratio falls into.


SAU:4161
82GF Score
Bin Dawood Holding SAU:4161
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bin Dawood Holding PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Bin Dawood Holding's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=4.64/1.396
=3.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 3.32 mean?
Bin Dawood Holding (SAU:4161) has a PB Ratio of 3.32 as of Jul. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bin Dawood Holding and its competitors. This is 39% below median its historical median of 5.43. Over the past decade, Bin Dawood Holding's PB Ratio has ranged from 3.26 to 9.56. According to the industry distribution chart, Bin Dawood Holding ranks #234 out of 305 companies in the Retail - Defensive industry, placing it in the top 76.7%.
Is Bin Dawood Holding's PB Ratio too high?
Bin Dawood Holding's current PB Ratio of 3.32 is 39% below median its 10-year median of 5.43. Over the past 10 years, this metric has ranged from a low of 3.26 to a high of 9.56. The Retail - Defensive industry median PB Ratio is 1.67. Bin Dawood Holding's value of 3.32 is 98.8% above this industry median. Based on the distribution chart, Bin Dawood Holding ranks #234 out of 305 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Bin Dawood Holding has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's PB Ratio compare to KR?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #234 out of 305 companies for PB Ratio. This places Bin Dawood Holding in the lower half of its industry. The industry median PB Ratio is 1.67. Bin Dawood Holding's value of 3.32 is 98.8% above this benchmark. Historically, Bin Dawood Holding's own PB Ratio has ranged from 3.26 to 9.56 over the past decade. While the company's 10-year median is 5.43 vs. the industry median of 1.67, Bin Dawood Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Defensive company?
The median PB Ratio among Retail - Defensive companies is 1.67, based on 305 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bin Dawood Holding's current PB Ratio of 3.32 is 98.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bin Dawood Holding and its competitors. For the Retail - Defensive industry, the median PB Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bin Dawood Holding's current PB Ratio is 3.32, which is 39% below median its own 10-year median of 5.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.61, compared to a current price of ﷼4.64 — trading 39% below its estimated fair value. The current PB Ratio is 3.32, which is 39% below median its 10-year median of 5.43 and 98.8% above the Retail - Defensive industry median of 1.67. Bin Dawood Holding's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current PB Ratio is 3.32 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?

Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued. The current stock price of ﷼4.64 is trading 39% below its estimated GF Value™ of ﷼7.61. GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.

Key valuation signals for SAU:4161:

  • PB Ratio: 3.32 (39% below median its 10-year median of 5.43)
  • GF Value™: ﷼7.61 vs. price of ﷼4.64 (39% below fair value)
  • GF Score™: 82/100 with 5 warning signs
  • Industry Position: 98.8% above the Retail - Defensive median (#234 of 305)

No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bin Dawood Holding Business Description

Address Al-Madinah Al-Munawarah Road, P.O. Box 51190, Al Naeem, Jeddah, SAU, 21543
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
82GF Score

Get the complete analysis for SAU:4161

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼4.64
Price
﷼7.61
GF Value