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Bin Dawood HoldingSAU:4161 -2.10%82 Return-on-Tangible-Equity is 35.26% as of Mar. 2026, which is 34% above its 10-year median of 26.39. GuruFocus rates SAU:4161 with a GF Score™ of 82/100 and a GF Value™ of ﷼7.60 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 302 Retail - Defensive companies, Bin Dawood Holding ranks better than 83.44% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bin Dawood Holding's annualized net income for the quarter that ended in Mar. 2026 was ﷼281 Mil. Bin Dawood Holding's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ﷼796 Mil. Therefore, Bin Dawood Holding's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 35.26%.
The historical rank and industry rank for Bin Dawood Holding's Return-on-Tangible-Equity or its related term are showing as below:
SAU:4161'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.49 Med: 26.39 Max: 37.55
Current: 37.55
During the past 7 years, Bin Dawood Holding's highest Return-on-Tangible-Equity was 37.55%. The lowest was 9.49%. And the median was 26.39%.
SAU:4161's Return-on-Tangible-Equity is ranked better than 83.44% of 302
companies
in the Retail - Defensive industry
Industry Median: 10.91
vs SAU:4161: 37.55
Bin Dawood Holding (SAU:4161) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bin Dawood Holding Return-on-Tangible-Equity Related Terms
Bin Dawood Holding Return-on-Tangible-Equity Historical Data
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The historical data trend for Bin Dawood Holding's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bin Dawood Holding Return-on-Tangible-Equity Chart
SAU:4161 vs KR, SFM: Return-on-Tangible-Equity Comparison
For the Grocery Stores subindustry, Bin Dawood Holding's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bin Dawood Holding Return-on-Tangible-Equity vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bin Dawood Holding's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 35.26% mean?
Bin Dawood Holding (SAU:4161) has a Return-on-Tangible-Equity of 35.26% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bin Dawood Holding and its competitors. This is 34% above median its historical median of 26.39. Over the past decade, Bin Dawood Holding's Return-on-Tangible-Equity has ranged from 9.49 to 37.55. According to the industry distribution chart, Bin Dawood Holding ranks #50 out of 302 companies in the Retail - Defensive industry, placing it in the top 16.6%.
Is Bin Dawood Holding's Return-on-Tangible-Equity too high?
Bin Dawood Holding's current Return-on-Tangible-Equity of 35.26% is 34% above median its 10-year median of 26.39. Over the past 10 years, this metric has ranged from a low of 9.49 to a high of 37.55. The Retail - Defensive industry median Return-on-Tangible-Equity is 10.91. Bin Dawood Holding's value of 35.26% is 223.2% above this industry median. Based on the distribution chart, Bin Dawood Holding ranks #50 out of 302 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Bin Dawood Holding has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's Return-on-Tangible-Equity compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #50 out of 302 companies for Return-on-Tangible-Equity. This places Bin Dawood Holding in the top 17% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 10.91. Bin Dawood Holding's value of 35.26% is 223.2% above this benchmark. Historically, Bin Dawood Holding's own Return-on-Tangible-Equity has ranged from 9.49 to 37.55 over the past decade. While the company's 10-year median is 26.39 vs. the industry median of 10.91, Bin Dawood Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Defensive company?
The median Return-on-Tangible-Equity among Retail - Defensive companies is 10.91, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bin Dawood Holding's current Return-on-Tangible-Equity of 35.26% is 223.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bin Dawood Holding and its competitors. For the Retail - Defensive industry, the median Return-on-Tangible-Equity is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bin Dawood Holding's current Return-on-Tangible-Equity is 35.26%, which is 34% above median its own 10-year median of 26.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.60, compared to a current price of ﷼4.67 — trading 38.6% below its estimated fair value. The current Return-on-Tangible-Equity is 35.26%, which is 34% above median its 10-year median of 26.39 and 223.2% above the Retail - Defensive industry median of 10.91. Bin Dawood Holding's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current Return-on-Tangible-Equity is 35.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?
Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued.
The current stock price of ﷼4.67 is trading 38.6% below its estimated GF Value™ of ﷼7.60.
GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.
Key valuation signals for SAU:4161:
Return-on-Tangible-Equity: 35.26% (34% above median its 10-year median of 26.39)
GF Value™: ﷼7.60 vs. price of ﷼4.67 (38.6% below fair value)
Industry Position: 223.2% above the Retail - Defensive median (#50 of 302)
No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
82GF Score
Get the complete analysis for SAU:4161
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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