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Bin Dawood HoldingSAU:4161 -0.43%78 Debt-to-EBITDA is 3.65 as of Jun. 2026, which is 37% above its 10-year median of 2.66. GuruFocus rates SAU:4161 with a GF Score™ of 78/100 and a GF Value™ of ﷼7.51 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 258 Retail - Defensive companies, Bin Dawood Holding ranks worse than 70.16% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Bin Dawood Holding's Debt-to-EBITDA or its related term are showing as below:
SAU:4161'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.54 Med: 2.66 Max: 3.45
Current: 3.45
During the past 7 years, the highest Debt-to-EBITDA Ratio of Bin Dawood Holding was 3.45. The lowest was 2.54. And the median was 2.66.
SAU:4161's Debt-to-EBITDA is ranked worse than 70.16% of 258
companies
in the Retail - Defensive industry
Industry Median: 2.1
vs SAU:4161: 3.45
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Bin Dawood Holding Debt-to-EBITDA Related Terms
Bin Dawood Holding Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Bin Dawood Holding's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, Bin Dawood Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bin Dawood Holding Debt-to-EBITDA vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Bin Dawood Holding's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Bin Dawood Holding (SAU:4161) has a Debt-to-EBITDA of 3.65 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bin Dawood Holding. This is 37% above median its historical median of 2.66. Over the past decade, Bin Dawood Holding's Debt-to-EBITDA has ranged from 2.54 to 3.45. According to the industry distribution chart, Bin Dawood Holding ranks #181 out of 258 companies in the Retail - Defensive industry, placing it in the top 70.2%.
Is Bin Dawood Holding's Debt-to-EBITDA too high?
Bin Dawood Holding's current Debt-to-EBITDA of 3.65 is 37% above median its 10-year median of 2.66. Over the past 10 years, this metric has ranged from a low of 2.54 to a high of 3.45. The Retail - Defensive industry median Debt-to-EBITDA is 2.10. Bin Dawood Holding's value of 3.65 is 73.8% above this industry median. Based on the distribution chart, Bin Dawood Holding ranks #181 out of 258 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Bin Dawood Holding has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's Debt-to-EBITDA compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #181 out of 258 companies for Debt-to-EBITDA. This places Bin Dawood Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 2.10. Bin Dawood Holding's value of 3.65 is 73.8% above this benchmark. Historically, Bin Dawood Holding's own Debt-to-EBITDA has ranged from 2.54 to 3.45 over the past decade. While the company's 10-year median is 2.66 vs. the industry median of 2.10, Bin Dawood Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.10, based on 258 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bin Dawood Holding's current Debt-to-EBITDA of 3.65 is 73.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bin Dawood Holding. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bin Dawood Holding's current Debt-to-EBITDA is 3.65, which is 37% above median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.51, compared to a current price of ﷼4.67 — trading 37.8% below its estimated fair value. The current Debt-to-EBITDA is 3.65, which is 37% above median its 10-year median of 2.66 and 73.8% above the Retail - Defensive industry median of 2.10. Bin Dawood Holding's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current Debt-to-EBITDA is 3.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?
Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued.
The current stock price of ﷼4.67 is trading 37.8% below its estimated GF Value™ of ﷼7.51.
GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.
Key valuation signals for SAU:4161:
Debt-to-EBITDA: 3.65 (37% above median its 10-year median of 2.66)
GF Value™: ﷼7.51 vs. price of ﷼4.67 (37.8% below fair value)
Industry Position: 73.8% above the Retail - Defensive median (#181 of 258)
No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
78GF Score
Get the complete analysis for SAU:4161
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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